Crusader Community Health

Legal name: Crusaders Central Clinic Association

Nonprofit profile at a glance

EIN
237076080
IRS 990 coverage
2009–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024, Form 990-T 2024
Location
Rockford, IL, US
Phone
815-490-1600
Rating
84
Verdict
STRONG
Rating confidence
Moderate
Sector
Health Treatment Facilities, Primarily Outpatient

Official website

Reported finances

Revenue
$69,058,178
Expenses
$63,122,608
Assets
$113,688,349
Liabilities
$9,760,323

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

27 people listed

Executive titles in this filing

  • SAMUEL MILLER (CEO/President)

Highest reported compensation

  • ANTOUN AL KHABBAZ (WHS - DEPT CHAIR): $562,160 total reported compensation
  • SAMUEL MILLER (CEO/President): $538,302 total reported compensation
  • Karen Moses (PHYSICIAN): $416,467 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Serve the Rock River Valley with quality primary health care for all people in need.

What it reported doing in 2024

Crusader community health provides other programs through its ancillary and community services as outlined below. HIV services since 1991, the living with HIV program of crusader community health has provided services to individuals with HIV/AIDS. Embracing the goal of assuring client access to medical care, the program also provides assistance with transportation, linkage to social service programs, counseling, psychiatric services, and obtaining medications. Services are primarily provided at crusader community health west state street. Services are offered confidentially in a caring and supportive environment. In addition to providing services through its physician staff, crusader community health contracts with swedish american infectious disease to provide additional support. Other services offered through a nurse practitioner, physician assistant, nurses, case managers and a licensed clinical social worker. Homeless services crusader community health's health care for the homeless program was established in 1988. Its mission is to provide comprehensive medical care for homeless individuals within the rockford area. The program consists of physicians, dentists, nurse practitioners, physician assistants, nurses and care managers committed to helping clients access medical services. Services are provided within crusader community health and at a variety of sites throughout the community. Health education the health education department offers intensive case management services for patients living with chronic diseases including diabetes, asthma, congestive heart failure (chf), and obesity (weight management). The department offers education services in both a classroom setting and one-to-one sessions in both english and spanish. The clinical staff of the program is made up of health educators. The department offers community programs throughout the area (primarily winnebago, boone and stephenson counties). Community services include blood glucose screenings for diabetes through the cosmopolitan diabetes program and public speaking engagements on a variety of health-related topics.

Operating model

Revenue model
Other-operating. 83% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Some filing-based governance responses are negative or unanswered and reported officer compensation is a large share of total spending, which may reflect staffing concentration.

Rating breakdown

  • Financial Efficiency: 68
  • Transparency & Controls: 100
  • Accountability: 95
  • Sustainability: 61
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 74.7%; rating input score 75
  • Program expense ratio: 80.4%; rating input score 80
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
  • Pay-setting controls: 6 of 6 controls in place; rating input score 100
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Pass
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 77th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 77th percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 8.6%; rating input score 69; 69th percentile among comparable filings
  • Total-asset coverage ratio: 1.8; rating input score 60; 60th percentile among comparable filings
  • Liabilities to assets ratio: 0.09; rating input score 84; 84th percentile among comparable filings
  • Officer compensation ratio: 7.1%; rating input score 7; 7th percentile among comparable filings

Growth

  • Program expense growth: 5.6% per year; rating input score 100; 46th percentile among comparable filings
  • Revenue growth: 5.4% per year; rating input score 100; 47th percentile among comparable filings
  • Asset growth: 9.4% per year; rating input score 100; 67th percentile among comparable filings

Details

  • What they do: 6 programs and campaigns described on the official site · 7 operating locations identified
  • Where the money goes: 74.7% of revenue deployed · 80.4% of spending went to programs
  • Governance: 13 of 13 board members independent · 8 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $50.7M in reported program spending
  • Leadership: top reported pay $562K · 27 people listed · 6 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $2.6M reported
  • Consistency: 34 of 34 current checks pass
  • Schedules: 7 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 16 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Money network: 15 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: Other executive compensation review process not reported.
  • High — Sustainability: Officer compensation ratio scored 7/100.