Cross-Road Foundation Inc

Nonprofit profile at a glance

EIN
133634741
IRS 990-EZ coverage
2016–2024
Forms available
Form 990 2011, Form 990-EZ 2024
Location
Staten Island, NY, USA
Phone
7185563474
Rating
88
Verdict
STRONG
Rating confidence
Moderate
Sector
Reproductive Health Care Facilities and Allied Services

Official website

Reported finances

Revenue
$111,265
Expenses
$130,046
Assets
$62,103
Liabilities
$21,508

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

8 people listed

Executive titles in this filing

  • Joanne Gilmartin (President)
  • Dolores Celentano (Vice President)
  • Joann Gilmartin (President/Treas)

People named in this filing

  • Eugene Perotta (Secretary)
  • Joanne Gilmartin (President)
  • Dolores Celentano (Vice President)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The Cross-Road Foundation assists women and families who are facing unplanned pregnancies by providing them with accurate information about their options. The Foundation provides ongoing support and counseling services, regardless of age, marital status, race, religion, legal residence, or economic status.

What it reported doing in 2024

The Cross-Road Foundation assists women and families who are facing unplanned pregnancies by providing them with accurate information about their options. The Foundation provides ongoing support and counseling services, regardless of age, marital status, race, religion, legal residence, or economic status.For the year ended June 30, 2025, the Cross-Road Foundation serviced 767 women for a total of 2,301 service hours. There was a total of 49 volunteers for a total of 1,735 volunteer hours.For the year ended June 30, 2024, the Cross-Road Foundation serviced 715 women for a total of 2,145 service hours. There was a total of 542 volunteers for a total of 1,908 volunteer hours.

Operating model

Revenue model
Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 92
  • Transparency & Controls: 100
  • Sustainability: 18
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 97.2%; rating input score 97
  • Program expense ratio: 83.2%; rating input score 83

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: -16.9%; rating input score 10; 10th percentile among comparable filings
  • Total-asset coverage ratio: 0.48; rating input score 36; 36th percentile among comparable filings
  • Liabilities to assets ratio: 0.35; rating input score 13; 13th percentile among comparable filings
  • Officer compensation ratio: 40%; rating input score 7; 7th percentile among comparable filings

Growth

  • Program expense growth: -1.8% per year; rating input score 0; 25th percentile among comparable filings
  • Revenue growth: -4.1% per year; rating input score 0; 10th percentile among comparable filings
  • Asset growth: 0.9% per year; rating input score 100; 30th percentile among comparable filings

Details

  • Where the money goes: 97.2% of revenue deployed · 83.2% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $108K in reported program spending
  • Leadership: top reported pay $0 · 8 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 4 filed schedules
  • Filing history: 8 filing years from 2016 to 2024
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 10/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 36/100.
  • High — Sustainability: Officer compensation ratio scored 7/100.
  • High — Sustainability: Liabilities to assets ratio scored 13/100.