Cross International

What it reported doing in 2024

Medical, Food, and Other Assistance: (See Schedule O for description.)Medical - From July 2024 to June 2025, the Organization's medical aid focused on needs in six countries: El Salvador, Guatemala, Kenya, Haiti, the Dominican Republic, and Zambia. This outreach has had a wide-ranging impact. For example, the Organization shipped medical goods to a Salvadoran ministry partner, Friendly Hand Association, for distribution among free community medical clinics as well as hospitals that use these needed medicines to treat the poor. Ministry partners such as these rely on the Organization's donations to keep their medicine shelves stocked, their equipment up-to-date, and their professional staff employed. By equipping medical outreach programs with resources necessary to provide services to their communities, the Organization helps thousands of families who would otherwise go without quality medical care. The Organization performs this activity in connection with the Organization's mission to meet the needs of the poor for the glory of God.Food - Fighting malnutrition and feeding children are priorities for the Organization in connection with the Organization's mission to meet the needs of the poor for the glory of God. In keeping with this mission, the Organization gave monetary or material aid to feeding programs in seven countries: the Dominican Republic, Ecuador, Guatemala, Haiti, Malawi, El Salvador, and Zambia. Many food shipments were specifically earmarked for distribution to children, who are vulnerable to long-term developmental effects from chronic malnutrition. One of the best ways to get food into the mouths of the hungry has been to partner with Christian churches and organizations that are already established in developing countries. A large percentage of the Organization's nutritional aid was sent in the form of vitamin-fortified rice and soy mix prepackaged, nutrient-rich meals that are easy to cook and serve, and are scientifically developed to meet the needs of malnourished children. Additionally, locally purchased food, including vegetables and culturally appropriate foods, is a priority for the Organization's programs.Orphans - The Organization responded to the needs of orphans and vulnerable children in six countries: Ecuador, Guatemala, Haiti, Malawi, Nicaragua, and Uganda. Efforts in Haiti have brought quality Christian education, nutritious food, and safe shelter to children who are currently living in vulnerable situations. In Nicaragua, one of the Organization's supporting ministries provides a safe home for court-appointed children who have suffered from domestic abuse, sexual abuse, and abandonment. The support of the Organization and its collaborative churches and ministries allows these children to receive daily Christian devotions, professional counsel, shelter, education, and a future.Education - The Organization provided education support in six countries: the Dominican Republic, Ecuador, Guatemala, Haiti, Kenya, and Malawi. Although educational opportunities are technically offered by the governments in many developing countries, the quality of these services is often substandard, and the education is not really free because the schools charge small fees, which are too high for poor parents to pay. Government-run schools may also require students to purchase supplies and uniforms that many families cannot afford. As a result of these costs, dropout rates are enormous. To reverse this trend, the Organization collaborates with Christian schools and Christian educational outreaches that focus on meeting the needs of poor children who would otherwise be left behind. With the Organization's support, these schools and school support programs have provided a quality, gospel-centered education at minimal or no cost to the students. The Organization also supported adult education through an adult literacy program in the Dominican Republic and adult education on the rights of children living with disabilitie

Financial Efficiency

• Mission deployment rate: 95.7%; rating input score 96
• Program expense ratio: 96.4%; rating input score 96
• Fundraising efficiency: $42.76 raised per $1 spent on fundraising; rating input score 72; 72nd percentile among comparable filings

Transparency & Controls

• Consistency checks: 94.7%; rating input score 95; 33rd percentile among comparable filings
• Pay-setting controls: 6 of 6 controls in place; rating input score 100
  • Compensation committee: Pass
  • Independent consultant: Pass
  • Other Form 990s reviewed: Pass
  • Written employment contract: Pass
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: 3 of 8 controls in place; rating input score 38
  • Claims monitoring procedures: Pass
  • Requires narrative reports: Fail
  • Conducts field audits: Fail
  • May suspend future funding: Fail
  • Requires financial reports: Pass
  • Conducts site visits: Pass
  • Requires grant agreements: Fail
  • May require repayment: Fail
• Grant itemization coverage: 96.6%; rating input score 97; 30th percentile among comparable filings
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 77th percentile among comparable filings
• Governance controls: 9 of 9 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Pass
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: 0.7%; rating input score 36; 36th percentile among comparable filings
• Total-asset coverage ratio: 0.04; rating input score 1; 1st percentile among comparable filings
• Liabilities to assets ratio: 0.08; rating input score 86; 86th percentile among comparable filings
• Officer compensation ratio: 0.9%; rating input score 75; 75th percentile among comparable filings

Growth

• Program expense growth: 0.8% per year; rating input score 100; 10th percentile among comparable filings
• Revenue growth: 1.3% per year; rating input score 100; 10th percentile among comparable filings
• Asset growth: -0.1% per year; rating input score 0; 7th percentile among comparable filings