Cross Community Inc

Nonprofit profile at a glance

EIN
853283930
IRS 990 coverage
2021–2024
Forms available
Form 990 2024, Form 990-N 2020
Location
Gaithersburg, MD, USA
Phone
2408015510
Rating
85
Verdict
STRONG
Rating confidence
Moderate
Sector
Food Programs

Official website

Reported finances

Revenue
$1,336,897
Expenses
$1,315,223
Assets
$122,737
Liabilities
$34,352

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Ben Wikner (Executive Director)
  • Theresa Wheeler (President)

Highest reported compensation

  • Ben Wikner (Executive Director): $105,431 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of Cross Community is to advance human dignity, equity, and flourishing in Montgomery County, Maryland and to assist the faith sector to be more effective in building, empowering hope, and transforming lives.

What it reported doing in 2024

Food distribution: Cross Community has made a tangible difference for families in Montgomery County by addressing immediate needs and building long-term pathways to stability. In 2024, we completed 90 food distributions, serving an average of 500 households monthly and distributing more than 1 million pounds of food. Since the start of our organization in 2020: We have hired 11 people from the community, 7 in partnership with the states workforce and service development program (DSCI), distributed on average 1 million lbs of food and 140,000 diapers annually to the community and have had continual weekly operations for past 5 years, conducted community survey of 1300 residents, 900 Spanish speaking (2021). Cross Community has also started up critical community needs programs: Food distributions (2020), Equity vaccine clinics (2021), VITA tax preparation service (2022), and Calmer Students Society (2024).

Operating model

Revenue model
Donor-supported. 73% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 80% of its reported program spending out as grants.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 82
  • Transparency & Controls: 94
  • Accountability: 90
  • Sustainability: 29
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 92.4%; rating input score 92
  • Program expense ratio: 93.4%; rating input score 93
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 1.6%; rating input score 41; 41st percentile among comparable filings
  • Total-asset coverage ratio: 0.09; rating input score 5; 5th percentile among comparable filings
  • Liabilities to assets ratio: 0.28; rating input score 26; 26th percentile among comparable filings
  • Officer compensation ratio: 8%; rating input score 44; 44th percentile among comparable filings

Growth

  • Program expense growth: 63.1% per year; rating input score 100; 97th percentile among comparable filings
  • Revenue growth: 52.1% per year; rating input score 100; 97th percentile among comparable filings
  • Asset growth: 47.6% per year; rating input score 100; 96th percentile among comparable filings

Details

  • Where the money goes: 92.4% of revenue deployed · 93.4% of spending went to programs
  • Governance: 4 of 4 board members independent · 6 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $1.2M in reported program spending
  • Leadership: top reported pay $105K · 5 people listed
  • Consistency: 27 of 27 current checks pass
  • Schedules: 7 filed schedules · includes major donors and grants
  • Filing history: 4 filing years from 2021 to 2024
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: 2 of 8 not reported.
  • High — Sustainability: Total-asset coverage ratio scored 5/100.
  • Moderate — Sustainability: Operating margin scored 41/100.
  • High — Sustainability: Liabilities to assets ratio scored 26/100.
  • Moderate — Sustainability: Officer compensation ratio scored 44/100.