Credit Abuse Resistance Education Los Angeles

What it reported doing in 2025

During 2025, CARE Los Angeles significantly expanded the scale, reach, and delivery of its financial literacy programming, providing more than 127 presentations across Southern California. These workshops engaged an estimated 3,000 students, young adults, and community members. During this period, CARE Los Angeles also established partnerships with 35 new presentation sites, reflecting strong and growing community demand for accessible, practical financial education.While CARE Los Angeles continued to primarily serve inner-city high schools, the organization also broadened its reach by delivering financial literacy presentations to a diverse range of community-based organizations. These partnerships allowed CARE LA to engage individuals and families at various life stages and points of need, including presentations for Childrens Collective, Tarzana Treatment Center, PalmsRancho Park Library, Aviva Family and Childrens Services, and Partners for Children South LA.In practice, CARE Los Angeles implemented its program through in-person and virtual, interactive workshops facilitated by trained volunteers with professional expertise in bankruptcy law, finance, and business. During the grant period, a portion of the funding supported a comprehensive refresh and rebranding of CARE LAs presentation materials. This effort significantly improved clarity, consistency, and relevance across all workshops. High school student volunteers were intentionally engaged in the rebranding process, providing valuable feedback and helping to update content, visuals, and examples to better reflect the real-life experiences and challenges faced by todays youth.The refreshed presentations incorporate real-world financial scenarios and are tailored to meet the needs of specific audiences, including high school students, first-generation college seekers, families, and adults navigating financial hardship. As part of this rebrand, CARE Los Angeles formally integrated interactive Kahoot-style quizzes and activities into its workshops. These tools reinforced key concepts such as budgeting, responsible credit use, and fraud prevention, while increasing participant engagement and knowledge retention through real-time feedback and discussion.CARE Los Angeles expanded its footprint to 35 new presentation sites, including high schools and community-based organizations serving survivors of domestic violence, formerly incarcerated youth, individuals in addiction recovery, families navigating financial settlements, and other underserved populations. This expansion enabled CARE LA to reach individuals facing heightened financial vulnerability who often lack access to reliable, unbiased financial education.Participant engagement throughout the year remained consistently strong. Workshops generated active discussion and thoughtful questions around real-life financial decisions, including managing debt, avoiding scams, understanding credit scores, and planning for education or employment expenses. Many participants noted that the refreshed materials, interactive Kahoot activities, and relatable examples made the content more approachable and immediately applicable.Overall, the accomplishments achieved during this period demonstrate CARE Los Angeles ability to responsibly scale its volunteer-led model while simultaneously enhancing program quality and participant engagement. The programs growth in volume, geographic reach, and instructional effectiveness reflects increasing community trust and underscores the ongoing need for practical, engaging, and accessible financial literacy education.

Financial Efficiency

• Mission deployment rate: 31%; rating input score 31
• Program expense ratio: 69.2%; rating input score 69

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
• Major donor itemization: Yes; rating input score 100

Sustainability

• Operating margin: 55.2%; rating input score 93; 93rd percentile among comparable filings
• Total-asset coverage ratio: 2.4; rating input score 84; 84th percentile among comparable filings
• Liabilities to assets ratio: Limited
• Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

• Program expense growth: Limited
• Revenue growth: 98.5% per year; rating input score 100; 99th percentile among comparable filings
• Asset growth: 100.9% per year; rating input score 100; 98th percentile among comparable filings