Creating Caring Communities

Nonprofit profile at a glance

EIN
264574354
IRS 990 coverage
2018–2025
Forms available
Form 990 2025, Form 990-EZ 2017
Location
Chico, CA, USA
Phone
5308940404
Rating
76
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Public Foundations

Reported finances

Revenue
$205,180
Expenses
$198,823
Assets
$171,671
Liabilities
$2,142

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • PHILLIP LARIOS (PRESIDENT)
  • KELLY WHICHELLO (EXECUTIVE DIRECTOR)

Highest reported compensation

  • KELLY WHICHELLO (EXECUTIVE DIRECTOR): $6,330 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide community and resident appreciation events, community service projects, welcome visits, and resident care in times of need.

What it reported doing in 2025

Creating caring communities (ccc) was created as a means to live out jesus christ's command to "love your neighbor as yourself and "go into all the world and make disciples baptizing them in my name." the organization hires, trains and supervises individuals who have a deep abiding faith in jesus christ, are active members in a local christian church, and who are devoted to loving and serving all people with god's love with a focus to lead others to the truth in jesus christ. Teams are recruited from local churches, who creating caring communities partners with, to share the gospel of jesus christ. These individuals move into apartment communities and offer spiritual care and biblically based programs to apartment residents. The intent is to model the life and ministry of jesus christ by operating children's clubs, sports events, welcome visits, community activity meetings, feeding, caring for and praying with apartment residents, exercise classes, marriage-parenting classes. In doing so wedevelop the community life and atmosphere at the apartment complex, enhancing the life of the residents and in the process see individuals accept jesus christ as their personal lord and savior through the modeling of his care and love for them.each activity conducted by the trained individuals is designed to model the life of christ through practical activities and actions which are needed by or beneficial to the person and the apartment community as a whole.initially ccc implemented the caring community program into four apartment complexes. Due to the receptivity of residents and the success of the caring community teams ccc has expanded over the last several years. Currently ccc has hired and placed eight teams in eight apartment communities providing spiritual care and biblically based programs to approximately 2600 plus residents.creating caring communities' long term plans over the next 10 years are to implement the caring community program in the greater northern California region. We are currently building relationships and casting our vision with churches in redding, ca.

Operating model

Revenue model
Earned-program. 99% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 70
  • Transparency & Controls: 90
  • Accountability: 69
  • Sustainability: 39
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 77.7%; rating input score 78
  • Program expense ratio: 80.2%; rating input score 80
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 2 of 8 controls in place; rating input score 25
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: Fail
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 3.1%; rating input score 43; 43rd percentile among comparable filings
  • Total-asset coverage ratio: 0.86; rating input score 37; 37th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 38; 38th percentile among comparable filings
  • Officer compensation ratio: 3.2%; rating input score 32; 32nd percentile among comparable filings

Growth

  • Program expense growth: 4.1% per year; rating input score 100; 47th percentile among comparable filings
  • Revenue growth: 3.2% per year; rating input score 100; 37th percentile among comparable filings
  • Asset growth: 14.6% per year; rating input score 100; 74th percentile among comparable filings

Details

  • Where the money goes: 77.7% of revenue deployed · 80.2% of spending went to programs
  • Governance: 3 of 3 board members independent · 2 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $160K in reported program spending
  • Leadership: top reported pay $6K · 4 people listed
  • Consistency: 19 of 19 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 8 filing years from 2018 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Accountability: Governance controls: 5 of 7 not reported.
  • Moderate — Sustainability: Operating margin scored 43/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 37/100.
  • Moderate — Sustainability: Officer compensation ratio scored 32/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 38/100.