Cranston Permanent Firefighters Relief Assn Inc

Nonprofit profile at a glance

EIN
050366041
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Cranston, RI, USA
Phone
4019441099
Rating
74
Verdict
SUPPORTED
Rating confidence
Moderate

Reported finances

Revenue
$395,490
Expenses
$141,505
Assets
$1,727,196
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • JONATHAN WARREN (PRESIDENT)
  • ROBERT BURGESS (VICE PRESIDENT)

Highest reported compensation

  • JONATHAN WARREN (PRESIDENT): $2,000 total reported compensation
  • WILLIAM BARRETT (DIRECTOR): $1,750 total reported compensation
  • DAVID DIDINO (TREASURER): $1,750 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The organization provides life insurance and medical benefits to its members. See part iii

What it reported doing in 2025

312 firefighters with 166 active members and 146 retired members belong to the organization with annual dues of $270 paid biweekly by active members and annual dues of $90 paid monthly for retired members until age 65. Members over 65 years of age pay no dues. Payments for life insurance to active members are covered for $7,000 if the investment account is over $2.5 million dollars in assets and $5,500 of life insurance proceeds up to age 65 if the investment account is below $2.5 million in assets and then $3,000 thereafter reaching the age of 65. A loss of a dependent of a member while being employed will receive $1,500 in life insurance benefits payments for medical reimbursements, each member could receive up to a maximum of $1,100 for medical reimbursement in a calendar year.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Member-benefit provider. The nonprofit used 100% of its reported program spending for member benefits.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. A relatively small share of total spending goes to programs and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 66
  • Transparency & Controls: 90
  • Accountability: 57
  • Sustainability: 83
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 85.9%; rating input score 86
  • Program expense ratio: 55.7%; rating input score 56
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 66.7%; rating input score 67; 21st percentile among comparable filings
  • Governance controls: 4 of 9 controls in place; rating input score 44
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: Pass
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 64.2%; rating input score 94; 94th percentile among comparable filings
  • Total-asset coverage ratio: 12.21; rating input score 91; 91st percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
  • Officer compensation ratio: 7.8%; rating input score 29; 29th percentile among comparable filings

Growth

  • Program expense growth: 4.9% per year; rating input score 100; 50th percentile among comparable filings
  • Revenue growth: 7.7% per year; rating input score 100; 60th percentile among comparable filings
  • Asset growth: 6.4% per year; rating input score 100; 50th percentile among comparable filings

Details

  • Where the money goes: 85.9% of revenue deployed · 55.7% of spending went to programs
  • Governance: 6 of 9 board members independent · 4 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $79K in reported program spending
  • Leadership: top reported pay $2K · 9 people listed
  • Consistency: 16 of 16 current checks pass
  • Schedules: 1 filed schedules
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 9 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Program expense ratio scored 56/100.
  • Moderate — Accountability: Governance controls: 5 of 9 not reported.
  • High — Sustainability: Officer compensation ratio scored 29/100.