Covenant Living of Geneva
Nonprofit profile at a glance
- EIN
- 843227613
- IRS 990 coverage
- 2019–2024
- Forms available
- Form 990 2024
- Location
- Skokie, IL, USA
- Phone
- 7738782294
- Rating
- 59
- Verdict
- MIXED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $1,638,649
- Expenses
- $1,211,697
- Assets
- $6,453,319
- Liabilities
- $7,397,176
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
31 people listed
Executive titles in this filing
- DAVID G ERICKSON (DIRECTOR/EX-OFFICIO/CHIEF EXECUTIVE OFFICER)
- TODD SLETCHA (DIRECTOR/EX-OFFICIO/CMB PRESIDENT)
- HILDE SAGER (ASSOCIATE VICE PRESIDENT, OPERATIONS)
- JULIO MACIAS (EXECUTIVE DIRECTOR)
- TERRI S CUNLIFFE (FORMER DIRECTOR AND CLCS PRESIDENT/CEO - THRU 05/24)
Highest reported compensation
- TERRI S CUNLIFFE (FORMER DIRECTOR AND CLCS PRESIDENT/CEO - THRU 05/24): $1,177,166 total reported compensation
- DAVID G ERICKSON (DIRECTOR/EX-OFFICIO/CHIEF EXECUTIVE OFFICER): $810,861 total reported compensation
- JEAN E JUSTIE (CHIEF FINANCIAL OFFICER/TREASURER/ASSISTANT SEC): $693,761 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
As a ministry of the evangelical covenant church, covenant living of geneva celebrates god's gift of life in christian community. We follow the great commandment to love and serve god and one another as taught by jesus christ. That compels us to affirm the dignity of each person and to pursue excellence and financial integrity in all that we do. As we provide a broad range of resources, services and programs to enhance individual and community wellness, we collaborate with residents and families to achieve the best possible results. While seeking to foster independence, we respond to each individual's evolving needs in order to provide the security that assures peace of mind. In living out the mission, the community provides residential living. Such services are guided by a series of values and goals addressing resident needs, privacy, safety and dignity, including appropriate access to services.
What it reported doing in 2024
Geneva place: the number of persons who benefited from the services we provided for the year ended september 30, 2025 were as follows: there were a total of 58 residents occupying 50 apartments at 9/30/2025. Residency for the fiscal year totaled 18,833 resident days.
Operating model
- Revenue model
- Other-operating. 100% of the money available for current operations came from other operating revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
MIXED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence.
Rating breakdown
- Financial Efficiency: 40
- Transparency & Controls: 64
- Accountability: 79
- Sustainability: 64
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 38.8%; rating input score 39
- Program expense ratio: 53.9%; rating input score 54
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 0 of 6 controls in place; rating input score 0
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Missing
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 78.9%; rating input score 79; 17th percentile among comparable filings
- Governance controls: 7 of 9 controls in place; rating input score 78
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Fail
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 26.1%; rating input score 82; 82nd percentile among comparable filings
- Total-asset coverage ratio: 5.33; rating input score 85; 85th percentile among comparable filings
- Liabilities to assets ratio: 1.15; rating input score 4; 4th percentile among comparable filings
- Officer compensation ratio: 86.4%; rating input score 1; 1st percentile among comparable filings
Growth
- Program expense growth: 0.8% per year; rating input score 100; 21st percentile among comparable filings
- Revenue growth: 5% per year; rating input score 100; 44th percentile among comparable filings
- Asset growth: 0.5% per year; rating input score 100; 20th percentile among comparable filings
Details
- Where the money goes: 38.8% of revenue deployed · 53.9% of spending went to programs
- Governance: 15 of 19 board members independent · 7 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $654K in reported program spending
- Leadership: top reported pay $1.2M · 31 people listed · 0 of 6 pay-setting controls reported
- Consistency: 29 of 29 current checks pass
- Schedules: 5 filed schedules · includes executive pay
- Filing history: 5 filing years from 2019 to 2024
- Contacts: How to reach this organization
- Related organizations: 32 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Mission deployment rate scored 39/100.
- High — Transparency & Controls: Pay-setting controls scored 0/100.
- Review — Financial Efficiency: Program expense ratio scored 54/100.
- Review — Accountability: Governance controls: 2 of 9 not reported.
- High — Sustainability: Officer compensation ratio scored 1/100.
- High — Sustainability: Liabilities to assets ratio scored 4/100.