Community Teamwork
Legal name: Community Teamwork Inc
Nonprofit profile at a glance
- EIN
- 042382027
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Aug 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Location
- Lowell, MA, United States
- Phone
- 9784590551
- Rating
- 91
- Verdict
- STRONG
- Rating confidence
- Standard
- Sector
- Human Service Organizations
Reported finances
- Revenue
- $224,582,625
- Expenses
- $216,975,151
- Assets
- $69,582,036
- Liabilities
- $37,048,778
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
30 people listed
Executive titles in this filing
- Karen Frederick (Chief Executive Officer (UP TO 10/24))
- Carl Howell (Chief Executive Officer/CPO (UP TO 10/24))
- Robert Seymour (Vice President of Information Technology)
- Constance Martin (Vice President of Energy and Community Resources)
- Sheila Och (President)
- Aleksandra Tugbiyele (Vice President)
Highest reported compensation
- Karen Frederick (Chief Executive Officer (UP TO 10/24)): $275,167 total reported compensation
- Carl Howell (Chief Executive Officer/CPO (UP TO 10/24)): $206,344 total reported compensation
- Nancy Van Alst (Chief Financial Officer): $204,217 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Community Teamwork is a catalyst for social change, leveraging programs, partnerships, and collective voice to foster equity, compassion, and community engagement by creating housing, education, and economic opportunities. Our vision is a community whose institutions, systems, and people support everyone’s opportunity to thrive. A future where clients are aware of opportunities available and how to access them so they achieve their potential for economic independence and personal growth. Through teamwork we want the community to be a committed and knowledgeable partner which results in fewer people living in poverty. Community Teamwork wants to exceed client, funder and employee expectations. We want clients, staff and community to be inspired to lead personal and community change. Our Values.
What it reported doing in 2024
Energy and Community Resources - Community resources offer families, seniors, volunteers, and immigrants easy access to diverse and essential communitybased services. Core programs include the Family Resource Network and the Financial Literacy Academy, all of which assist families with children. The Individual Development Account program helps families make sound financial decisions. Energy programs include fuel assistance, weatherization, burner repair and replacement, the Appliance Management Program, and several other initiatives designed to help families stay safe and warm each winter.
Operating model
- Revenue model
- Grant-funded. 96% of the money available for current operations came from government grants.
- Distribution model
- Grant intermediary. The nonprofit sent 72% of its reported program spending out as grants.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 93
- Transparency & Controls: 88
- Accountability: 100
- Sustainability: 40
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 92.2%; rating input score 92
- Program expense ratio: 95.5%; rating input score 95
- Fundraising efficiency: $1,212.89 raised per $1 spent on fundraising; rating input score 96; 96th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
- Pay-setting controls: 3 of 6 controls in place; rating input score 50
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Pass
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 77th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 77th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 3.4%; rating input score 49; 49th percentile among comparable filings
- Total-asset coverage ratio: 0.32; rating input score 11; 11th percentile among comparable filings
- Liabilities to assets ratio: 0.53; rating input score 34; 34th percentile among comparable filings
- Officer compensation ratio: 0.7%; rating input score 81; 81st percentile among comparable filings
Growth
- Program expense growth: 10.2% per year; rating input score 100; 75th percentile among comparable filings
- Revenue growth: 8.4% per year; rating input score 100; 69th percentile among comparable filings
- Asset growth: 11.5% per year; rating input score 100; 76th percentile among comparable filings
Details
- What they do: 5 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 92.2% of revenue deployed · 95.5% of spending went to programs
- Governance: 22 of 22 board members independent · 9 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $207.2M in reported program spending
- Leadership: top reported pay $275K · 30 people listed · 3 of 6 pay-setting controls reported
- Highest-paid contractors: 5 contractors listed · $10.8M reported
- Consistency: 40 of 40 current checks pass
- Schedules: 11 filed schedules · includes major donors, grants, executive pay, and related organizations
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 8 filed money-flow records
- Related organizations: 12 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Total-asset coverage ratio scored 11/100.
- Moderate — Sustainability: Operating margin scored 49/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 34/100.