Community Housing of La Crosse Inc

Nonprofit profile at a glance

EIN
391586700
IRS 990-EZ coverage
2014–2024
Forms available
Form 990-EZ 2024
Location
La Crosse, WI, USA
Phone
6087759487
Rating
70
Verdict
SUPPORTED
Rating confidence
Moderate

Reported finances

Revenue
$169,843
Expenses
$122,367
Assets
$173,712
Liabilities
$318,446

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • KRAIG SCHUSTER (PRESIDENT)
  • KEITH OLSON (VICE PRESIDENT)
  • Scott Rathgaber (Chief Executive Officer)

People named in this filing

  • KRAIG SCHUSTER (PRESIDENT)
  • LAURA OLSON (Board of Directors - Treasurer (THRU 6/24))
  • MANDI PERICAK (BOARD OF DIRECTORS - TREASURER (BEGIN 6/24))

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Low income housing

What it reported doing in 2024

See schedule o

Operating model

Revenue model
Earned-program. 100% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of total spending goes to programs. A relatively small share of available resources goes toward mission work and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 64
  • Transparency & Controls: 82
  • Sustainability: 60
  • Growth: 40

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 55.6%; rating input score 56
  • Program expense ratio: 77.4%; rating input score 77

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 28%; rating input score 82; 82nd percentile among comparable filings
  • Total-asset coverage ratio: 1.42; rating input score 71; 71st percentile among comparable filings
  • Liabilities to assets ratio: 1.83; rating input score 3; 3rd percentile among comparable filings
  • Officer compensation ratio: 2,521.8%; rating input score 0; 0th percentile among comparable filings

Growth

  • Program expense growth: -2.4% per year; rating input score 0; 24th percentile among comparable filings
  • Revenue growth: 1.4% per year; rating input score 100; 28th percentile among comparable filings
  • Asset growth: -3.7% per year; rating input score 0; 18th percentile among comparable filings

Details

  • Where the money goes: 55.6% of revenue deployed · 77.4% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $95K in reported program spending
  • Leadership: top reported pay $0 · 10 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 10 filing years from 2014 to 2024
  • Contacts: How to reach this organization
  • Money network: 9 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 56/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Officer compensation ratio scored 0/100.
  • High — Sustainability: Liabilities to assets ratio scored 3/100.