Community Health in Partnership Services (Chips)

Nonprofit profile at a glance

EIN
431589851
IRS 990 coverage
2011–2020
Forms available
Form 990 2020
Location
St Louis, MO, USA
Phone
3146529231
Rating
85
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Service Organizations

Official website

Reported finances

Revenue
$597,635
Expenses
$540,149
Assets
$281,334
Liabilities
$149,494

Source: IRS Form 990. Selected filing: tax year 2020. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • JUDY BENTLEY (PRESIDENT & CEO)

Highest reported compensation

  • JUDY BENTLEY (PRESIDENT & CEO): $124,620 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2020. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Chips' mission is to promote wellness and empower self-health management for the uninsured and underserved through preventative and primary healthcare services. Chips' vision is that every member of the community will be assured access to available and affordable healthcare and social services to ensure the continued development of a productive, healthy community. Chips' mission is accomplished through three primary programs.

What it reported doing in 2020

Chips health and wellness center is a nurse managed free and charitable health clinic established in 1990. Volunteer physicians, dentists, podiatrist, chiropractors, massage therapist and other providers care for low and moderate income individuals that are uninsured and underserved. The 5,000 sq ft. Health center has been located at 2431 n grand blvd in north st. Louis for over 30 years. Services provided on site include primary and preventive health care including internal and family medicine, psychiatry & behavioral health, gynecology, neuropathy, men's health, asthma/ allergy, dental, podiatry, optometrist, chiropractic and chronic disease support groups. Pandemic social distancing restrictions required revision to clinic protocols beginning in march 2020.chips expanded its telemedicine platform to continue serving patients unable to present for clinical services in person. Chips' voice and video conferencing infrastructure required major modernization to support the increased demand for telemedicine services. In 2020 chips provided 1,224 patient visits, 10,600 health services and completed 4684 case management contacts to clinic, outreach and support group patients.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 82
  • Transparency & Controls: 92
  • Accountability: 90
  • Sustainability: 32
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 79%; rating input score 79
  • Program expense ratio: 87.4%; rating input score 87
  • Fundraising efficiency: $59.2 raised per $1 spent on fundraising; rating input score 78; 78th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 9.6%; rating input score 49; 49th percentile among comparable filings
  • Total-asset coverage ratio: 0.52; rating input score 20; 20th percentile among comparable filings
  • Liabilities to assets ratio: 0.53; rating input score 17; 17th percentile among comparable filings
  • Officer compensation ratio: 23.1%; rating input score 13; 13th percentile among comparable filings

Growth

  • Program expense growth: 5.3% per year; rating input score 100; 57th percentile among comparable filings
  • Revenue growth: 7.2% per year; rating input score 100; 63rd percentile among comparable filings
  • Asset growth: 11.3% per year; rating input score 100; 65th percentile among comparable filings

Details

  • Where the money goes: 79% of revenue deployed · 87.4% of spending went to programs
  • Governance: 9 of 9 board members independent · 6 of 8 filing controls reported
  • Programs: 3 filed program accomplishments · $472K in reported program spending
  • Leadership: top reported pay $125K · 10 people listed
  • Consistency: 29 of 29 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 10 filing years from 2011 to 2020
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 49/100.
  • Review — Accountability: Governance controls: Independent financial-statement audit not reported.
  • High — Sustainability: Total-asset coverage ratio scored 20/100.
  • High — Sustainability: Officer compensation ratio scored 13/100.
  • High — Sustainability: Liabilities to assets ratio scored 17/100.