Community Affairs & Resource Center Inc

Nonprofit profile at a glance

EIN
222333658
IRS 990 coverage
2011–2025
Forms available
Form 990 2025
Location
Asbury Park, NJ, USA
Phone
7327743282
Rating
83
Verdict
STRONG
Rating confidence
Moderate
Sector
Ethnic, Immigrant Centers

Official website

Reported finances

Revenue
$8,676,377
Expenses
$8,518,363
Assets
$6,210,350
Liabilities
$3,992,199

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

17 people listed

Executive titles in this filing

  • GERALD CIOCI (PRESIDENT)

Highest reported compensation

  • BEATRIZ OESTERHELD (EXECUTIVE DI): $180,077 total reported compensation
  • PAOLA A MARIN-RIVERA (EMPLOYEE): $145,348 total reported compensation
  • SHERILYN PRZELOMSKI (EMPLOYEE): $101,277 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our mission is to empower the community and strengthen youth and families by promoting self-sufficiency through education, advocacy, and collaboration.

What it reported doing in 2025

Employment programs: carc is a certified training provider approved by the state of New Jersey department of labor and workforce development. With grant funds provided by the monmouth county division of workforce development, carc implements a referral-based job readiness with basic computer skills program to tanf (temporary assistance for needy families) and ga (general assistance) recipients. The program assist clients by developing a career plan and addressing workplace readiness skills necessary to obtain gainful employment. Participants develop conflict resolution and cognitive skills, oral communications and time management skills. Emphasis is placed on professional dress and demeanor, interviewing skills, work ethic as well as interpersonal and teamwork skills. Participants identify their personal qualities, strengths and weaknesses in order to develop a career assessment. At the conclusion of the 4-week program, participants will have created an effective resume and refined interviewing skills.

Operating model

Revenue model
Grant-funded. 98% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 92
  • Transparency & Controls: 65
  • Accountability: 100
  • Sustainability: 31
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 91.5%; rating input score 91
  • Program expense ratio: 93.1%; rating input score 93
  • Fundraising efficiency: $129.24 raised per $1 spent on fundraising; rating input score 90; 90th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 1.8%; rating input score 33; 33rd percentile among comparable filings
  • Total-asset coverage ratio: 0.73; rating input score 24; 24th percentile among comparable filings
  • Liabilities to assets ratio: 0.64; rating input score 11; 11th percentile among comparable filings
  • Officer compensation ratio: 5%; rating input score 57; 57th percentile among comparable filings

Growth

  • Program expense growth: 19.3% per year; rating input score 100; 83rd percentile among comparable filings
  • Revenue growth: 18.8% per year; rating input score 100; 85th percentile among comparable filings
  • Asset growth: 24.3% per year; rating input score 100; 89th percentile among comparable filings

Details

  • Where the money goes: 91.5% of revenue deployed · 93.1% of spending went to programs
  • Governance: 14 of 14 board members independent · 8 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $7.9M in reported program spending
  • Leadership: top reported pay $180K · 17 people listed · 0 of 6 pay-setting controls reported
  • Consistency: 31 of 31 current checks pass
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 14 filing years from 2011 to 2025
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • Moderate — Sustainability: Operating margin scored 33/100.
  • High — Sustainability: Total-asset coverage ratio scored 24/100.
  • High — Sustainability: Liabilities to assets ratio scored 11/100.
  • Review — Sustainability: Officer compensation ratio scored 57/100.