College Aid Professionals of Pennsylvania Inc

Nonprofit profile at a glance

EIN
263740964
IRS 990 coverage
2015–2020
Official website data refreshed
Jun 2026
Forms available
Form 990 2020, Form 990-EZ 2014, Form 990-N 2010
Location
Emmaus, PA, USA
Phone
6108417403
Rating
61
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Scholarships, Student Financial Aid Services, Awards

Official website

Reported finances

Revenue
$204,209
Expenses
$166,028
Assets
$56,762
Liabilities
$21,520

Source: IRS Form 990. Selected filing: tax year 2020. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • LEEANA R EGNOR (EXECUTIVE DIRECTOR/BOARD MEMBER)

Highest reported compensation

  • LEEANA R EGNOR (EXECUTIVE DIRECTOR/BOARD MEMBER): $7,500 total reported compensation
  • LINDSAY N CAPOBIANCO (ADMISSIONS COUNSELOR/BOARD MEMBER): $4,689 total reported compensation
  • STEPHANIE KING (SECRETARY): $133 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2020. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Helped students receive college aid

Operating model

Revenue model
Earned-program. 100% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. A relatively small share of voting board members are independent and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 65
  • Transparency & Controls: 90
  • Accountability: 5
  • Sustainability: 41
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 67.7%; rating input score 68
  • Program expense ratio: 83.3%; rating input score 83
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 0%; rating input score 0; 6th percentile among comparable filings
  • Governance controls: 1 of 9 controls in place; rating input score 11
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: Fail
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Fail
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 18.7%; rating input score 66; 66th percentile among comparable filings
  • Total-asset coverage ratio: 0.34; rating input score 13; 13th percentile among comparable filings
  • Liabilities to assets ratio: 0.38; rating input score 18; 18th percentile among comparable filings
  • Officer compensation ratio: 7.4%; rating input score 37; 37th percentile among comparable filings

Growth

  • Program expense growth: 10.4% per year; rating input score 100; 80th percentile among comparable filings
  • Revenue growth: 2.8% per year; rating input score 100; 53rd percentile among comparable filings
  • Asset growth: 8.2% per year; rating input score 100; 61st percentile among comparable filings

Details

  • Where the money goes: 67.7% of revenue deployed · 83.3% of spending went to programs
  • Governance: 0 of 4 board members independent · 1 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $138K in reported program spending
  • Leadership: top reported pay $8K · 4 people listed
  • Consistency: 23 of 23 current checks pass
  • Schedules: 4 filed schedules
  • Filing history: 5 filing years from 2015 to 2020
  • Contacts: How to reach this organization
  • Money network: 6 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.

  • High — Accountability: Independent voting board scored 0/100.
  • High — Accountability: Governance controls: 7 of 8 not reported.
  • High — Sustainability: Total-asset coverage ratio scored 13/100.
  • High — Sustainability: Liabilities to assets ratio scored 18/100.
  • Moderate — Sustainability: Officer compensation ratio scored 37/100.
  • High — Grant Readiness: Automatic revocation: this organization had its federal tax-exempt status automatically revoked.