Cleveland County Family YMCA Inc

Nonprofit profile at a glance

EIN
582016066
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Shelby, NC, USA
Phone
7044849622
Rating
78
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Recreation& Sports N.E.C.
Affiliation
Christianity

Official website

Reported finances

Revenue
$7,825,976
Expenses
$7,018,121
Assets
$18,301,710
Liabilities
$5,823,562

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

27 people listed

Executive titles in this filing

  • Cameron Corder (CEO)

Highest reported compensation

  • Cameron Corder (CEO): $180,728 total reported compensation
  • Alan McWhirter (VP of Finance): $125,740 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To put Christian principles into practice through programs and services that build a healthy spirit, mind and body for all.

What it reported doing in 2025

Children, Youth, Adult Sports and AquaticsYMCA programs extend far beyond the four walls of our facilities. We are committed partners in building strong communities for both members and non-members alike. Through inclusive sports, physical activity, and aquatics programming, the YMCA promotes healthy living and community connection for the entire family.The philosophy behind our Sports and Aquatics programs is uniquely centered on youth development and positive experiences. We are committed to providing quality programs in a fun, family-oriented environment built on the principles of everyone plays, balanced teams, positive coaching, and good sportsmanship. In addition, the YMCA provides free second-grade water safety instruction to students in 12 elementary schools throughout our community.Participation is open to anyone who demonstrates interest and enthusiasm. YMCA Sports and Aquatics programs serve as valuable tools for physical, mental, and emotional development while helping participants build new skills, learn teamwork, win with humility, lose with pride, and form lasting relationships. Our goal is for every child and adult to reach their full potential mentally, physically, emotionally, and spiritually while developing self-confidence, responsibility, and leadership.In 2025, the YMCA served more than 3,000 children and adults through Sports and Aquatics programming and provided over $72,149 in financial assistance to ensure access for all.

Operating model

Revenue model
Earned-program. 71% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 83
  • Transparency & Controls: 62
  • Accountability: 95
  • Sustainability: 56
  • Growth: 80

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 88.3%; rating input score 88
  • Program expense ratio: 91.7%; rating input score 92
  • Fundraising efficiency: $9.79 raised per $1 spent on fundraising; rating input score 35; 35th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.1%; rating input score 94; 23rd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 10.3%; rating input score 56; 56th percentile among comparable filings
  • Total-asset coverage ratio: 2.61; rating input score 66; 66th percentile among comparable filings
  • Liabilities to assets ratio: 0.32; rating input score 25; 25th percentile among comparable filings
  • Officer compensation ratio: 4.4%; rating input score 61; 61st percentile among comparable filings

Growth

  • Program expense growth: 2.2% per year; rating input score 100; 20th percentile among comparable filings
  • Revenue growth: 2.3% per year; rating input score 100; 18th percentile among comparable filings
  • Asset growth: -0.3% per year; rating input score 0; 10th percentile among comparable filings

Details

  • Where the money goes: 88.3% of revenue deployed · 91.7% of spending went to programs
  • Governance: 25 of 25 board members independent · 8 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $6.4M in reported program spending
  • Leadership: top reported pay $181K · 27 people listed · 0 of 6 pay-setting controls reported
  • Consistency: 29 of 30 current checks pass · 1 finding to review
  • Schedules: 9 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • Moderate — Financial Efficiency: Fundraising efficiency scored 35/100.
  • Review — Sustainability: Operating margin scored 56/100.
  • High — Growth: Asset growth scored 0/100.
  • Review — Accountability: Governance controls: Other executive compensation review process not reported.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 25/100.