Chester River Chorale Inc

Nonprofit profile at a glance

EIN
522205504
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025
Location
Chestertown, MD, USA
Phone
4434809465
Rating
45
Verdict
MIXED
Rating confidence
Moderate
Sector
Singing, Choral

Official website

Reported finances

Revenue
$126,966
Expenses
$94,991
Assets
$113,553
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

12 people listed

Executive titles in this filing

  • Todd Steffes (President)

People named in this filing

  • Todd Steffes (President)
  • Jim Drenning (Secretary)
  • Carolyn Menzie (Treasurer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Chester River Chorale, Inc provides opportunity and inspiration for amateur singers to strive for artistic excellence. Our performances entertain diverse audiences and enrich the cultural life of the community. CRC meets its mission by providing: a) artistic and inspirational leadership in making music for enjoyment by the public and its singers; b) a congenial environment for amateur singers to share and expand their talents; c) educational opportunities for its members to grow in their understanding and appreciation of choral music; d) enrichment and education for the community by publicly performing high quality, varied concerts of classical, modern, and traditional choral music; e) musical and vocal training for our members. The Chorale's vision is to strengthen our community through the power of singing and listening together.

What it reported doing in 2025

Spring Concerts - Where Voices Meet. Three performances, including four outside vocalists and three instrumentalists. There were 110 chorale members at the three concerts and we entertained approximately 900 individuals at the tree performances.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

MIXED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 11
  • Transparency & Controls: 82
  • Sustainability: 71
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 9.7%; rating input score 10
  • Program expense ratio: 13.3%; rating input score 13

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 25.2%; rating input score 77; 77th percentile among comparable filings
  • Total-asset coverage ratio: 1.2; rating input score 64; 64th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: -2.7% per year; rating input score 0; 23rd percentile among comparable filings
  • Revenue growth: 22.1% per year; rating input score 100; 84th percentile among comparable filings
  • Asset growth: 34.3% per year; rating input score 100; 88th percentile among comparable filings

Details

  • Where the money goes: 9.7% of revenue deployed · 13.3% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments · $13K in reported program spending
  • Leadership: top reported pay $0 · 12 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 10/100.
  • High — Financial Efficiency: Program expense ratio scored 13/100.
  • High — Growth: Program expense growth scored 0/100.