Chester Pearls Foundation

Nonprofit profile at a glance

EIN
020665056
IRS 990-EZ coverage
2024–2025
Forms available
Form 990-EZ 2025, Form 990-N 2023
Location
Brookhaven, PA, USA
Phone
0000000000
Rating
66
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Single Organization Support

Reported finances

Revenue
$74,482
Expenses
$41,259
Assets
$78,361
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

6 people listed

Executive titles in this filing

  • Dr Jacqueline B Irving (President)
  • Karen Miah (Vice President)

People named in this filing

  • Dr Jacqueline B Irving (President)
  • Karen Miah (Vice President)
  • Karen Thomas (Secretary)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The Chester Pearls Foundation CPF is a 501c3 tax exempt charitable organization created by the women of the Tau Delta Omega Chapter of Alpha Kappa Alpha Sorority Incorporated The mission of Chester Pearls Foundation is to promote the educational advancement of youth and to alleviate problems in the community Our primary goals include scholarship mentorship and academic programming for the youth of the City of Chester and surrounding Delaware County

What it reported doing in 2025

The scholarship programs service accomplishments support youth academic development especially in underserved communities Funds are allocated to programs that foster educational enrichment support leadership development enhance college preparedness and build life skills A portion of the funds are used to provide workshops and seminars focused on college and career readiness for high school students Workshop topics cover communication conflict resolution ethical decision making teamwork self-confidence college application strategies financial aid literacy resume building and interview preparation Facilitators for workshops and seminars included college admissions officers financial aid experts professionals and career coaches to provide students with valuable insights and hands-on support The goal is to equip high school students with the personal and leadership skills necessary for success in school careers and life For college-bound students financial scholarships are provided to offset tuition books and essential items that support college persistence and retention In 2025 a total of 10 scholarships were awarded to students

Operating model

Revenue model
Other-operating. 67% of the money available for current operations came from other operating revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

SUPPORTED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 34
  • Transparency & Controls: 100
  • Sustainability: 75
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 25.7%; rating input score 26
  • Program expense ratio: 46.3%; rating input score 46

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 44.6%; rating input score 88; 88th percentile among comparable filings
  • Total-asset coverage ratio: 1.9; rating input score 64; 64th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 7.4% per year; rating input score 100; 66th percentile among comparable filings
  • Revenue growth: 33.9% per year; rating input score 100; 94th percentile among comparable filings
  • Asset growth: 53.8% per year; rating input score 100; 95th percentile among comparable filings

Details

  • Where the money goes: 25.7% of revenue deployed · 46.3% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 4 filed program accomplishments · $19K in reported program spending
  • Leadership: top reported pay $0 · 6 people listed
  • Consistency: 8 of 9 current checks pass · 1 finding to review
  • Schedules: 4 filed schedules
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 26/100.
  • Moderate — Financial Efficiency: Program expense ratio scored 46/100.
  • Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
  • Review — Sustainability: Officer compensation ratio scored 56/100.