Chattooga County Chamber of Commerce

Nonprofit profile at a glance

EIN
581378618
IRS 990-EZ coverage
2016–2024
Forms available
Form 990 2015, Form 990-EZ 2024
Location
Summerville, GA, USA
Phone
7068574033
Rating
57
Verdict
MIXED
Rating confidence
Moderate

Reported finances

Revenue
$99,565
Expenses
$92,330
Assets
$111,501
Liabilities
$27,432

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • CINDY RIVERS (EXECUTIVE DIRECTOR)

People named in this filing

  • CINDY RIVERS (EXECUTIVE DIRECTOR)
  • ASHLEY CAMPBELL (SECRETARY/TREASURER)
  • EMILY TUCKER (DIRECTOR)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of the chamber of commerce is to be the catalyst and facilitator for growth, development, and commerce while preserving quality of life for the citizens of

What it reported doing in 2024

Luncheonhosts monthly luncheons that have a speaker that highlights various things of interest for the community

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 20
  • Transparency & Controls: 100
  • Sustainability: 45
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 19.5%; rating input score 20
  • Program expense ratio: 21.1%; rating input score 21

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 7.3%; rating input score 58; 58th percentile among comparable filings
  • Total-asset coverage ratio: 1.21; rating input score 52; 52nd percentile among comparable filings
  • Liabilities to assets ratio: 0.25; rating input score 13; 13th percentile among comparable filings
  • Officer compensation ratio: 41.7%; rating input score 4; 4th percentile among comparable filings

Growth

  • Program expense growth: 6.7% per year; rating input score 100; 66th percentile among comparable filings
  • Revenue growth: 4.8% per year; rating input score 100; 70th percentile among comparable filings
  • Asset growth: 9.5% per year; rating input score 100; 71st percentile among comparable filings

Details

  • Where the money goes: 19.5% of revenue deployed · 21.1% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 3 filed program accomplishments · $19K in reported program spending
  • Leadership: top reported pay $0 · 11 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 9 filing years from 2016 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 20/100.
  • High — Financial Efficiency: Program expense ratio scored 21/100.
  • Review — Sustainability: Operating margin scored 58/100.
  • Review — Sustainability: Total-asset coverage ratio scored 52/100.
  • High — Sustainability: Officer compensation ratio scored 4/100.
  • High — Sustainability: Liabilities to assets ratio scored 13/100.