Charwick Study Center Inc

Nonprofit profile at a glance

EIN
452555214
IRS 990-EZ coverage
2018–2025
Forms available
Form 990 2017, Form 990-EZ 2025
Location
Atherton, CA, USA
Phone
6503272349
Rating
76
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Womens' Centers

Reported finances

Revenue
$190,474
Expenses
$147,741
Assets
$499,638
Liabilities
$2,594

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

6 people listed

Executive titles in this filing

  • Julia Yap (President)
  • Silvia Arvidson (Vice President)

People named in this filing

  • Judith Karunanayake (Secretary)
  • Julia Yap (President)
  • Melanie Lemmon (Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Personal and professional developement to women through a variety of activities and programs

What it reported doing in 2025

RESIDENCE AND ASSOCIATED PROGRAMS : CHARWICK OPERATES A RESIDENCE FROM WHICH THE MAJORITY OF ITS PROGRAMS ARE CARRIED OUT: It offers personal and professional development to women of all ages. Through a variety of activities and programs. It helps women develop a wide range of interests in an environment of serious study and a family atmosphere. The programs include services projects, summer camps, girls clubs, mentoring, professional workshops, leadership training, etc. PROGRAMS SERVE APPROXIMATELY 500 PEOPLE AND ARE ATTENDED BY BOTH RESIDENTS AND NON-RESIDENTS.

Operating model

Revenue model
Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Program spending has declined or grown slowly and revenue has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 78
  • Transparency & Controls: 82
  • Sustainability: 69
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 69.8%; rating input score 70
  • Program expense ratio: 90%; rating input score 90

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 22.4%; rating input score 74; 74th percentile among comparable filings
  • Total-asset coverage ratio: 3.38; rating input score 91; 91st percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 41; 41st percentile among comparable filings
  • Officer compensation ratio: 6.8%; rating input score 23; 23rd percentile among comparable filings

Growth

  • Program expense growth: -2.6% per year; rating input score 0; 23rd percentile among comparable filings
  • Revenue growth: -3.5% per year; rating input score 0; 10th percentile among comparable filings
  • Asset growth: 8.5% per year; rating input score 100; 54th percentile among comparable filings

Details

  • Where the money goes: 69.8% of revenue deployed · 90% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $133K in reported program spending
  • Leadership: top reported pay $0 · 6 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 7 filing years from 2018 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Officer compensation ratio scored 23/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 41/100.