Chapter Three Ministries

Nonprofit profile at a glance

EIN
205641717
IRS 990-EZ coverage
2014–2025
Forms available
Form 990-EZ 2025, Form 990-N 2013
Location
San Antonio, TX, USA
Phone
2108600873
Rating
37
Verdict
REVIEW
Rating confidence
Moderate
Sector
Christianity
Affiliation
Christianity

Official website

Reported finances

Revenue
$39,920
Expenses
$31,851
Assets
$62,805
Liabilities
$268

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • Darrell Lord Smith (President)

People named in this filing

  • David Angulo (Director)
  • Scott Boynton (Director)
  • Frances Downing (Treasurer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Chapter Three Ministries creates opportunities for connecting people and serving others. We teach and share our developing faith for the common good. We create space for conversation, recovery, and rest. We mobilize grass roots service initiatives. We serve communities and congregations through spiritual service planning, worship leading, music and artistic performance, teaching, and training. We host recovery meetings and retreats for those battling addiction. We host weekly classes and provide fitness and community support to those living with Parkinson's in the greater San Antonio area. We offer these services and any resources we develop to individuals and organizations such as churches, charities, religious events, festivals and ministry groups.

What it reported doing in 2025

Hosted weekly classes and provided fitness and community support to those living with Parkinson's in the greater San Antonio area including 225 reduced rate scholarships to those in need of financial assistance.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

REVIEW - The filed numbers largely add up. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 2
  • Transparency & Controls: 82
  • Sustainability: 57
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 1.7%; rating input score 2
  • Program expense ratio: 2.1%; rating input score 2

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 20.2%; rating input score 72; 72nd percentile among comparable filings
  • Total-asset coverage ratio: 1.97; rating input score 65; 65th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 28; 28th percentile among comparable filings
  • Officer compensation ratio: 37.7%; rating input score 5; 5th percentile among comparable filings

Growth

  • Program expense growth: -24.4% per year; rating input score 0; 17th percentile among comparable filings
  • Revenue growth: -12.5% per year; rating input score 0; 22nd percentile among comparable filings
  • Asset growth: -4% per year; rating input score 0; 26th percentile among comparable filings

Details

  • Where the money goes: 1.7% of revenue deployed · 2.1% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments · $680 in reported program spending
  • Leadership: top reported pay $0 · 10 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 12 filing years from 2014 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 2/100.
  • High — Financial Efficiency: Program expense ratio scored 2/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Officer compensation ratio scored 5/100.
  • High — Sustainability: Liabilities to assets ratio scored 28/100.