Champaign Family YMCA

Legal name: Champaign Family Young Men's Christian A

Nonprofit profile at a glance

EIN
311506457
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025, Form 990-T 2024
Location
Urbana, OH, United States
Phone
937-653-9622
Rating
87
Verdict
STRONG
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$3,414,559
Expenses
$3,569,044
Assets
$4,529,169
Liabilities
$202,068

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

20 people listed

Executive titles in this filing

  • GREG HOWER (CEO)
  • TIM KEMPER (PRESIDENT)

Highest reported compensation

  • GREG HOWER (CEO): $86,844 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Put Christian principles into practice through programs that enhance personal growth and improve health of spirit, mind and body for all. The Y is a cause for strengthening community. That’s why we’re here working with you every day, making sure that you, your family and community have the resources and support you need to learn, grow and thrive. Read More Previous Next. The Y doesn't quit on Champaign County - but we need your support now more than ever. Join us as we change lives and strengthen our community. Read More WHY THE YMCA! Champaign Family YMCA Youth Sports programs are designed to provide a safe, exciting, and fun experience while also developing character and the spirit of teamwork and fair play. Welcome to our Y! Welcome to the Champaign Family YMCA in Urbana Ohio! We're an inclusive organization of men, women and children joined together by a shared commitment to...

What it reported doing in 2025

The assocaition is committed to nurturing the potential of every child and teen. All kids deserve the opportunity to discover who they are and what they can achieve. Thay's why we help young people cultivate the values, skills, and relationships that lead to positve behaviors, better health, and educational achievement. Our ymca programs, such as daycare for kids with working parents, school readiness program, before and after school programs, healthy kids day, teaching children to swim, programs that teach appreciation and respect for our environment, offer a range of experiences that enrich cognitive, social, physical and emotional skills.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 83
  • Transparency & Controls: 92
  • Accountability: 95
  • Sustainability: 36
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 89.2%; rating input score 89
  • Program expense ratio: 85.3%; rating input score 85
  • Fundraising efficiency: $12.54 raised per $1 spent on fundraising; rating input score 44; 44th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 7 of 8 controls in place; rating input score 88
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -4.5%; rating input score 16; 16th percentile among comparable filings
  • Total-asset coverage ratio: 1.27; rating input score 42; 42nd percentile among comparable filings
  • Liabilities to assets ratio: 0.04; rating input score 62; 62nd percentile among comparable filings
  • Officer compensation ratio: 2.4%; rating input score 73; 73rd percentile among comparable filings

Growth

  • Program expense growth: 7.1% per year; rating input score 100; 47th percentile among comparable filings
  • Revenue growth: 8.1% per year; rating input score 100; 58th percentile among comparable filings
  • Asset growth: 1.2% per year; rating input score 100; 14th percentile among comparable filings

Details

  • What they do: 1 operating location identified
  • Where the money goes: 89.2% of revenue deployed · 85.3% of spending went to programs
  • Governance: 19 of 19 board members independent · 7 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $3M in reported program spending
  • Leadership: top reported pay $87K · 20 people listed
  • Consistency: 31 of 31 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 44/100.
  • High — Sustainability: Operating margin scored 16/100.
  • Review — Accountability: Governance controls: Form 990 shared with the board not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 42/100.