Chamber of Commerce of the Tonawandas Inc
Nonprofit profile at a glance
- EIN
- 160371125
- IRS 990-EZ coverage
- 2022–2025
- Forms available
- Form 990 2021, Form 990-EZ 2025
- Location
- North Tonawanda, NY, USA
- Phone
- 7166925120
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $95,329
- Expenses
- $119,662
- Assets
- $25,066
- Liabilities
- $604
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
15 people listed
Executive titles in this filing
- MARGARET HIGGINS (President)
People named in this filing
- JEFF ROSS (Executive Dir.)
- ARTHUR PAPPAS (Director)
- MARGARET HIGGINS (President)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Membership organization that provides source of services, support and networking for business and community in the tonawandas and surrounding areas. Create positive environment for coninuous improvement of the business climate through proactive involvement with government, community and education leaders. Vigorously promote business, economic dvelopment and the communtiy of the tonawandas, ny service area to enhance the quality of life.
What it reported doing in 2025
During the year various events were held to provide business and the community opportunities to network. These events included the annual dinner, golf outing and member mixers.
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Revenue has declined or grown slowly and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 100
- Transparency & Controls: 82
- Sustainability: 17
- Growth: 40
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 100%; rating input score 100
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -25.5%; rating input score 19; 19th percentile among comparable filings
- Total-asset coverage ratio: 0.21; rating input score 19; 19th percentile among comparable filings
- Liabilities to assets ratio: 0.02; rating input score 21; 21st percentile among comparable filings
- Officer compensation ratio: 40.5%; rating input score 4; 4th percentile among comparable filings
Growth
- Program expense growth: 34.1% per year; rating input score 100; 88th percentile among comparable filings
- Revenue growth: -19.9% per year; rating input score 0; 15th percentile among comparable filings
- Asset growth: -6% per year; rating input score 0; 23rd percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 100% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $120K in reported program spending
- Leadership: top reported pay $0 · 15 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 2 filed schedules
- Filing history: 4 filing years from 2022 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Operating margin scored 19/100.
- High — Sustainability: Total-asset coverage ratio scored 19/100.
- High — Growth: Asset growth scored 0/100.
- High — Sustainability: Officer compensation ratio scored 4/100.
- High — Sustainability: Liabilities to assets ratio scored 21/100.