Central Jersey Legal Services Inc

Nonprofit profile at a glance

EIN
210684259
IRS 990 coverage
2009–2024
Forms available
Form 990 2024
Location
New Brunswick, NJ, USA
Phone
7322497600
Rating
77
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Human Services

Official website

Reported finances

Revenue
$15,047,866
Expenses
$14,896,352
Assets
$6,640,692
Liabilities
$3,277,660

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

30 people listed

Executive titles in this filing

  • RICHARD B GELADE ESQ (VICE-PRESIDENT)
  • JAMES A TARELLA ESQ (PRESIDENT)
  • JANICE CHAPIN (EXECUTIVE DIRECTOR)

Highest reported compensation

  • DEBBIE MORGAN (DEPUTY DIRECTOR): $252,713 total reported compensation
  • WENDY CUFFS-LAKE (CHIEF FINANCIAL OFFICER): $235,354 total reported compensation
  • JENNIFER TANNER (DIRECTOR OF GRANTS): $234,636 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Provides free legal assistance in non-criminal proceedings or matters to persons financially unable to afford legal assistance in mercer county, middlesex county, and union county, New Jersey

What it reported doing in 2024

Central jersey legal services (cjls) is a nonprofit law firm that serves low-income residents of middlesex, mercer, and union counties. Cjls has attorneys and paralegals as well as other support staff in five locations across the regions. Offices are open monday-friday, 9 a.m. To 5 p.m. There are private attorneys who have volunteered their time and expertise to provide legal services to eligible clients free of charge. The program provides free civil legal services to individuals and families with income less than 250% of the federal poverty level. Cjls attorneys and paralegals provide clients with advice and representation to protect their housing and income, improve family stability, remove barriers to productive employment, widen access to health care and cjls assists survivors of domestic violence obtain restraining orders, support and custody. Cjls assists others with family issues providing advice, assistance and representation. Cjls services offers three levels of services to support the client community and resolve individual client problems. First, case handlers provide legal assessment, advice and referral in cases where the client is able to resolve their legal problem on their own. Information and instruction from an attorney or paralegal improves clients' ability to advocate on their own behalf and achieve their desired outcome. Second, in complex matters or those with serious legal consequences, cjls, provides legal representation in administrative and court proceedings. Finally the program delivers community legal education to the target population. Through workshops and clinics, and coordination with other social service provider agencies, cjls raises community awareness of legal protections and provides community members with the tools necessary to assert their rights and promote their legal interests. Cjls helps clients avoid eviction or overcome foreclosure, defend their rights under the terms of the lease, improve substandard housing conditions, and secure vital housing subsidies. Cjls helped clients secure bankruptcy protection, end creditor harassment, defend against forclosure, negotiate resolution of debt, and fight unfair and illegal sales practices. Cjls assisted clients to obtain, increase or protect important sources of income from social security, disability, unemployment, food stamps, and tanf, so they could provide for themselves and their families.

Operating model

Revenue model
Grant-funded. 95% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 77
  • Transparency & Controls: 65
  • Accountability: 100
  • Sustainability: 27
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 86.7%; rating input score 87
  • Program expense ratio: 87.4%; rating input score 87
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 66th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 1%; rating input score 38; 38th percentile among comparable filings
  • Total-asset coverage ratio: 0.45; rating input score 13; 13th percentile among comparable filings
  • Liabilities to assets ratio: 0.49; rating input score 29; 29th percentile among comparable filings
  • Officer compensation ratio: 10.4%; rating input score 19; 19th percentile among comparable filings

Growth

  • Program expense growth: 9.7% per year; rating input score 100; 69th percentile among comparable filings
  • Revenue growth: 6.7% per year; rating input score 100; 57th percentile among comparable filings
  • Asset growth: 11.9% per year; rating input score 100; 72nd percentile among comparable filings

Details

  • Where the money goes: 86.7% of revenue deployed · 87.4% of spending went to programs
  • Governance: 23 of 23 board members independent · 9 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $13M in reported program spending
  • Leadership: top reported pay $253K · 30 people listed · 0 of 6 pay-setting controls reported
  • Consistency: 27 of 27 current checks pass
  • Schedules: 5 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Money network: 7 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • Moderate — Sustainability: Operating margin scored 38/100.
  • High — Sustainability: Total-asset coverage ratio scored 13/100.
  • High — Sustainability: Officer compensation ratio scored 19/100.
  • High — Sustainability: Liabilities to assets ratio scored 29/100.