Central Illinois Carpenters Health and Welfare Fund

Nonprofit profile at a glance

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

12 people listed

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

To provide health & welfare benefits to members

Revenue model: Earned-program. 94% of the money available for current operations came from fees and other program revenue.
Distribution model: Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
Pay-setting controls: Limited
Foreign activity oversight: Limited
Grant itemization coverage: Limited
Major donor itemization: Limited
Related-party transparency: Limited

Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass

Operating margin: 0.6%; rating input score 27; 27th percentile among comparable filings
Total-asset coverage ratio: 2.1; rating input score 53; 53rd percentile among comparable filings
Liabilities to assets ratio: 0.08; rating input score 71; 71st percentile among comparable filings
Officer compensation ratio: 0%; rating input score 92; 92nd percentile among comparable filings

Program expense growth: Limited
Revenue growth: 2.5% per year; rating input score 100; 18th percentile among comparable filings
Asset growth: 4.9% per year; rating input score 100; 33rd percentile among comparable filings

Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
Governance: 10 of 10 board members independent · 6 of 8 filing controls reported
Programs: 1 filed program accomplishment
Leadership: top reported pay $15K · 12 people listed
Highest-paid contractors: 4 contractors listed · $1.5M reported
Consistency: 14 of 14 current checks pass
Schedules: 3 filed schedules
Filing history: 15 filing years from 2010 to 2025
Contacts: How to reach this organization
Money network: 1 filed money-flow record
Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
People: Everyone the filings name, and which of them the filings identify by more than a name.
Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Signals prioritize questions for review. They are not findings of misconduct.