Central Detroit Christian
Legal name: Central Detroit Christian Community Development Corporation
Nonprofit profile at a glance
- EIN
- 383128822
- IRS 990 coverage
- 2012–2025
- Official website data refreshed
- Jul 2026
- Forms available
- Form 990 2025
- Location
- Detroit, MI, United States
- Phone
- 313-873-0064
- Rating
- 93
- Verdict
- STRONG
- Rating confidence
- Standard
- Affiliation
- Christianity
Reported finances
- Revenue
- $5,305,896
- Expenses
- $5,763,924
- Assets
- $19,717,092
- Liabilities
- $9,860,104
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
13 people listed
Executive titles in this filing
- LISA JOHANON (EXECUTIVE DIRECTOR)
- KYLE LAKE (EXECUTIVE DIRECTOR)
Highest reported compensation
- KYLE LAKE (EXECUTIVE DIRECTOR): $62,032 total reported compensation
- LISA JOHANON (EXECUTIVE DIRECTOR): $58,462 total reported compensation
- SARAH JOHNSON (FINANCE DIRECTOR): $30,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Central Detroit Christian Community Development Corporation (CDC) is a non-profit, faith based organization committed to empowering people, creating positive opportunities for the community and loving our neighbors as ourselves. Central Detroit Christian Community Development building where Detroit residents can access free financial counseling services.At Central Detroit Christian Community Development Corporation (CDC), we believe that strong communities are built through both people and the physical environments they live in. As part of our mission to provide quality, affordable housing, we develop new homes and rehabilitate vacant properties. We also offer essential services like financial counseling to ensure long-term stability for our residents. We understand that managing finances is essential for long-term stability. Providing financial support is just as critical as...
What it reported doing in 2025
Economic development - community transformation occurs one block at a time, creating safe, affordable housing and bringing amenities and commerce back into the local economy. The organization tackles physical projects, including home repair, housing rehabilitation, and beautification projects, to enhance the community. The organization's certified financial coaches work diligently to prepare families and individuals for homeownership, as well as providing coaching through home foreclosure or financial crises. The organization's commercial revitalization projects include a healthy produce market, a laundromat, property management, security services, and a warehouse selling home essentials. See schedule o for additional information about this program.the organization is committed to starting and funding small businesses that represent the needs and choices of these communities.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 87% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 97
- Transparency & Controls: 96
- Accountability: 95
- Sustainability: 37
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 92.5%; rating input score 93
- Fundraising efficiency: $132.31 raised per $1 spent on fundraising; rating input score 90; 90th percentile among comparable filings
Transparency & Controls
- Consistency checks: 93.3%; rating input score 93; 18th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 75th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 9 controls in place; rating input score 89
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -8.6%; rating input score 11; 11th percentile among comparable filings
- Total-asset coverage ratio: 3.42; rating input score 73; 73rd percentile among comparable filings
- Liabilities to assets ratio: 0.5; rating input score 16; 16th percentile among comparable filings
- Officer compensation ratio: 2.6%; rating input score 72; 72nd percentile among comparable filings
Growth
- Program expense growth: 9.5% per year; rating input score 100; 58th percentile among comparable filings
- Revenue growth: 7.4% per year; rating input score 100; 54th percentile among comparable filings
- Asset growth: 14.3% per year; rating input score 100; 72nd percentile among comparable filings
Details
- What they do: Mission, programs, and operating context captured from the official website.
- Where the money goes: 100% of revenue deployed · 92.5% of spending went to programs
- Governance: 10 of 10 board members independent · 8 of 9 filing controls reported
- Programs: 3 filed program accomplishments · $5.3M in reported program spending
- Leadership: top reported pay $62K · 13 people listed
- Consistency: 33 of 34 current checks pass · 1 finding to review
- Schedules: 7 filed schedules · includes major donors and grants
- Filing history: 13 filing years from 2012 to 2025
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Related organizations: 11 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Operating margin scored 11/100.
- Review — Accountability: Governance controls: Other executive compensation review process not reported.
- Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
- High — Sustainability: Liabilities to assets ratio scored 16/100.