Center for Healthy Living Inc

Nonprofit profile at a glance

EIN
264197696
IRS 990 coverage
2011–2025
Forms available
Form 990 2025, Form 990-PF 2020
Location
Charlotte, NC, USA
Phone
7049092070
Rating
82
Verdict
STRONG
Rating confidence
Moderate
Sector
Residential Care & Adult Day Programs

Official website

Reported finances

Revenue
$985,587
Expenses
$1,645,328
Assets
$6,076,290
Liabilities
$2,626,317

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

6 people listed

Executive titles in this filing

  • LYNN A IVEY (CEO & FOUNDER)

Highest reported compensation

  • LYNN A IVEY (CEO & FOUNDER): $50,899 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Center for healthy living, llc (cfhl) operates for charitable and educational purposes, providing adult memory wellness day services to individuals experiencing early memory or cognitive changes associated with neurodegenerative diseases, such as dementia and parkinson's. These services are designed to enhance quality of life, mitigate social isolation, and prolong independent living. Concurrently, cfhl delivers vital education, support, and respite care to families, building health, strength, and resilience throughout the caregiving journey.

What it reported doing in 2025

Outreach and education: cfhl serves as a vital public educational resource committed to cognitive health education, healthy aging, and caregiver support for the community at large. O brain health workshops: over 130 individuals have attended cfhl's specialized brain health workshops since its inception in 2022. O caregiver support groups: more than 380 family members in 2025 attended free caregiver success support groups, which are open to the public and hosted four times each month. O community events: in 2025, cfhl hosted, held, or presented at more than 30 events for a cumulative audience of over 3,300 attendees. Since tracking began in 2022, that number has reached over 7,300 cumulative attendees. Volunteer mobilization: a dedicated team of approximately 33 volunteers actively supported the organization's mission, contributing over 950 hours of direct service in 2025. Collegiate internship & fellowship program: as a regional community learning center, cfhl sponsors collegiate internships and professional fellowships in partnership with numerous universities across the charlotte area and the broader southeastern united states. In 2025, interns and fellows completed approximately 400 hours of clinical and administrative field experience in support of cfhl's programs and community mission.community venue integration: cfhl routinely opens its facility as a shared venue, inviting local community organizations to host their meetings, educational forums, and special events

Operating model

Revenue model
Earned-program. 67% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 80
  • Transparency & Controls: 92
  • Accountability: 90
  • Sustainability: 32
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 70.3%; rating input score 70
  • Fundraising efficiency: $3.93 raised per $1 spent on fundraising; rating input score 12; 12th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -66.9%; rating input score 1; 1st percentile among comparable filings
  • Total-asset coverage ratio: 3.69; rating input score 79; 79th percentile among comparable filings
  • Liabilities to assets ratio: 0.43; rating input score 14; 14th percentile among comparable filings
  • Officer compensation ratio: 3.1%; rating input score 53; 53rd percentile among comparable filings

Growth

  • Program expense growth: -2.3% per year; rating input score 0; 10th percentile among comparable filings
  • Revenue growth: 1.7% per year; rating input score 100; 18th percentile among comparable filings
  • Asset growth: 15.2% per year; rating input score 100; 70th percentile among comparable filings

Details

  • Where the money goes: 100% of revenue deployed · 70.3% of spending went to programs
  • Governance: 5 of 5 board members independent · 6 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $1.2M in reported program spending
  • Leadership: top reported pay $51K · 6 people listed
  • Consistency: 28 of 28 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 8 filing years from 2011 to 2025
  • Contacts: How to reach this organization
  • Money network: 11 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 12/100.
  • High — Sustainability: Operating margin scored 1/100.
  • High — Growth: Program expense growth scored 0/100.
  • Review — Accountability: Governance controls: Independent financial-statement audit not reported.
  • High — Sustainability: Liabilities to assets ratio scored 14/100.
  • Review — Sustainability: Officer compensation ratio scored 53/100.