Catholic Charities of the Diocese of St Cloud

Nonprofit profile at a glance

EIN
410737799
IRS 990 coverage
2010–2024
Forms available
Form 990 2024
Location
St Cloud, MN, USA
Phone
3206501550
Rating
77
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Human Service Organizations
Affiliation
Christianity

Official website

Reported finances

Revenue
$29,357,384
Expenses
$25,156,309
Assets
$18,093,312
Liabilities
$1,689,713

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

16 people listed

Executive titles in this filing

  • Renae Sternke (Acting Executive Director/Chief Operating Officer)
  • Aaron Fisk (President/CEO)

Highest reported compensation

  • Renae Sternke (Acting Executive Director/Chief Operating Officer): $178,193 total reported compensation
  • Joanne Broschofsky (Director of Finance): $154,503 total reported compensation
  • Chad Johnson (Director of Organizational Advancement): $138,971 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

At Catholic Charities, we focus our efforts around three core pillars: Food Access, Mental Health and Housing. Guided by our mission - to serve and enhance human dignity for all people - we provide essential services and foster a sense of belonging and hope throughout Central Minnesota.

What it reported doing in 2024

Housing - Catholic Charities Affordable and Transitional Housing works to find housing solutions for persons in need, including affordable rental housing, transitional housing for women with children and for single women in a sober environment, and services for homeless youth. Our Affordable and Transitional Housing programs address the diverse needs of those experiencing housing insecurity. These include affordable rental housing, transitional housing for women with children and single women in sober living environments, and targeted services for homeless youth. 614 individuals had a safe place to call home through housing management services across seven rental sites. 32 women and children received transitional housing support. 323 adults with serious and persistent mental illness were assisted in securing permanent supportive housing through the Bridges voucher program. 437 youth who were homeless or at risk of homelessness received education, referrals, basic needs, and community resources. 10 youth committed to positive change while residing at Youth House. 90 youth received housing counseling and financial assistance to help build stability and maintain affordable housing. Catholic Charities also provides housing solutions for persons living with developmental disabilities and persistent mental illness, as well as financial & housing counseling to help keep individuals and families in their homes. Through our In-Home Program, 74 individuals received personalized support, while 45 individuals found stability in our residential homes. Additionally, 563 individuals benefited from our financial and housing counseling services.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Hybrid. The nonprofit split its reported program spending across 62% for direct work, and 38% for grants.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 78
  • Transparency & Controls: 71
  • Accountability: 90
  • Sustainability: 59
  • Growth: 80

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 76%; rating input score 76
  • Program expense ratio: 87.9%; rating input score 88
  • Fundraising efficiency: $19.7 raised per $1 spent on fundraising; rating input score 56; 56th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 72nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 90.9%; rating input score 91; 23rd percentile among comparable filings
  • Governance controls: 7 of 8 controls in place; rating input score 88
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 14.3%; rating input score 75; 75th percentile among comparable filings
  • Total-asset coverage ratio: 0.72; rating input score 25; 25th percentile among comparable filings
  • Liabilities to assets ratio: 0.09; rating input score 75; 75th percentile among comparable filings
  • Officer compensation ratio: 3.3%; rating input score 66; 66th percentile among comparable filings

Growth

  • Program expense growth: 1% per year; rating input score 100; 14th percentile among comparable filings
  • Revenue growth: 0% per year; rating input score 100; 8th percentile among comparable filings
  • Asset growth: -3.4% per year; rating input score 0; 4th percentile among comparable filings

Details

  • Where the money goes: 76% of revenue deployed · 87.9% of spending went to programs
  • Governance: 10 of 11 board members independent · 7 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $22.1M in reported program spending
  • Leadership: top reported pay $178K · 16 people listed · 0 of 6 pay-setting controls reported
  • Highest-paid contractors: 1 contractor listed · $226K reported
  • Consistency: 38 of 38 current checks pass
  • Schedules: 8 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 15 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 6 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • Review — Financial Efficiency: Fundraising efficiency scored 56/100.
  • High — Sustainability: Total-asset coverage ratio scored 25/100.
  • Review — Accountability: Governance controls: Form 990 shared with the board not reported.
  • High — Growth: Asset growth scored 0/100.
  • High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.