Catholic Benefits Association
Nonprofit profile at a glance
- EIN
- 464009437
- IRS 990 coverage
- 2015–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Castle Rock, CO, United States
- Phone
- 3036883822
- Rating
- 73
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $2,949,557
- Expenses
- $2,125,355
- Assets
- $3,599,399
- Liabilities
- $115,713
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
21 people listed
Executive titles in this filing
- DOUGLAS G WILSON (CEO)
- JASON W COON (VICE PRESIDENT)
Highest reported compensation
- DOUGLAS G WILSON (CEO): $217,763 total reported compensation
- JASON W COON (VICE PRESIDENT): $213,146 total reported compensation
- AMANDA R COX (DIRECTOR-MEMBER SERVICES): $131,402 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
In an environment of increasing secular pressure on our constitutionally guaranteed religious freedom, the CBA is a leading force in the support and defense of all American Catholic Employers seeking to pursue their ministries and businesses in keeping with their Catholic faith. Vision. With a commitment to providing HR guidance and support, CBA will help strengthen the Catholic Identity of members to maximize protections. With the unity and power of its membership, CBA will lend its support to the efforts of other Catholic organizations that work in the interest of the Catholic faith.
What it reported doing in 2024
To educate catholic employers about state and federal laws and regulations limiting their ability to provide health and welfare benefits to employees in a manner that comply with catholic moral principles.
Operating model
- Revenue model
- Other-operating. 94% of the money available for current operations came from other operating revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 66
- Transparency & Controls: 69
- Accountability: 86
- Sustainability: 65
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 65.5%; rating input score 66
- Program expense ratio: 87.5%; rating input score 88
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 90.9%; rating input score 91; 5th percentile among comparable filings
- Pay-setting controls: 1 of 6 controls in place; rating input score 17
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 94.4%; rating input score 94; 25th percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 27.9%; rating input score 83; 83rd percentile among comparable filings
- Total-asset coverage ratio: 1.69; rating input score 56; 56th percentile among comparable filings
- Liabilities to assets ratio: 0.03; rating input score 76; 76th percentile among comparable filings
- Officer compensation ratio: 32.5%; rating input score 4; 4th percentile among comparable filings
Growth
- Program expense growth: 9.9% per year; rating input score 100; 63rd percentile among comparable filings
- Revenue growth: 10.7% per year; rating input score 100; 71st percentile among comparable filings
- Asset growth: 8.2% per year; rating input score 100; 51st percentile among comparable filings
Details
- What they do: 1 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 65.5% of revenue deployed · 87.5% of spending went to programs
- Governance: 17 of 18 board members independent · 6 of 8 filing controls reported
- Programs: 3 filed program accomplishments · $1.9M in reported program spending
- Leadership: top reported pay $218K · 21 people listed · 1 of 6 pay-setting controls reported
- Highest-paid contractors: 1 contractor listed · $750K reported
- Consistency: 29 of 30 current checks pass · 1 finding to review
- Schedules: 5 filed schedules · includes major donors and executive pay
- Filing history: 9 filing years from 2015 to 2024
- Contacts: How to reach this organization
- Money network: 4 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 2 of 8 not reported.
- Review — Sustainability: Total-asset coverage ratio scored 56/100.
- High — Sustainability: Officer compensation ratio scored 4/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.