Cape Fear Habitat for Humanity Inc
Nonprofit profile at a glance
- EIN
- 561555858
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Jul 2026
- Forms available
- Form 990 2024, Form 990-T 2023
- Location
- Wilmington, NC, USA
- Phone
- (910) 762-4744
- Rating
- 75
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Housing Development, Construction, Management
- Affiliation
- Christianity
Reported finances
- Revenue
- $8,940,755
- Expenses
- $6,845,190
- Assets
- $25,465,403
- Liabilities
- $9,977,260
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
16 people listed
Executive titles in this filing
- TIMOTHY J MARCIS (PRESIDENT)
- JESSICA SOLES HUMPHRIES (VICE PRESIDENT)
- ROBERT E BERTUCELLI (PAST PRESIDENT)
- MARLOWE FOSTER (EXECUTIVE DIRECTOR)
- LAUREN MCKENZIE (FORMER EXECUTIVE DIRECTOR)
Highest reported compensation
- LAUREN MCKENZIE (FORMER EXECUTIVE DIRECTOR): $100,459 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Seeking to put God’s love into action, Cape Fear Habitat brings people together to build homes, communities, and hope. Our partner families support the community as a representative of Habitat. You will also be asked to meet and talk with volunteers, donors, and other future homeowners. Homeownership Responsibilities Habitat homeowners hold the same responsibilities as most any homeowner. You are expected to pay your mortgage on time, and you will be responsible for keeping your home maintained and repaired as needed. Monthly mortgage payments include principal payment, homeowner’s insurance premiums, property taxes, and other applicable items such as HOA dues, termite agreement, etc.
What it reported doing in 2024
Founded in 1987 as an independent affiliate of habitat for humanity international, cape fear habitat has served more than 475 families through the construction and rehabilitation of homes throughout new hanover, pender, and duplin counties. Each year thousands of community members come together as volunteers, donors, and future homeowners to become part of the solution to this region's affordable housing crisis.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Cannot be determined from the filing. The program-spending lines do not add up, so the filing cannot show reliably whether the nonprofit works directly or through others.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. The filing does not identify recipients for some grant dollars and fundraising costs are high for each dollar raised.
Rating breakdown
- Financial Efficiency: 66
- Transparency & Controls: 65
- Accountability: 100
- Sustainability: 73
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 64.5%; rating input score 65
- Program expense ratio: 83.3%; rating input score 83
- Fundraising efficiency: $6.6 raised per $1 spent on fundraising; rating input score 24; 24th percentile among comparable filings
Transparency & Controls
- Consistency checks: 93.8%; rating input score 94; 20th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Scored; rating input score 0
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 23.4%; rating input score 80; 80th percentile among comparable filings
- Total-asset coverage ratio: 3.72; rating input score 78; 78th percentile among comparable filings
- Liabilities to assets ratio: 0.39; rating input score 27; 27th percentile among comparable filings
- Officer compensation ratio: 1.5%; rating input score 78; 78th percentile among comparable filings
Growth
- Program expense growth: 8.8% per year; rating input score 100; 59th percentile among comparable filings
- Revenue growth: 9.7% per year; rating input score 100; 67th percentile among comparable filings
- Asset growth: 13% per year; rating input score 100; 69th percentile among comparable filings
Details
- What they do: 4 programs and campaigns described on the official site
- Where the money goes: 64.5% of revenue deployed · 83.3% of spending went to programs
- Governance: 14 of 14 board members independent · 8 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $5.7M in reported program spending
- Leadership: top reported pay $100K · 16 people listed
- Consistency: 30 of 30 current checks pass
- Schedules: 6 filed schedules · includes major donors and grants
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Transparency & Controls: Grant itemization coverage scored 0/100.
- High — Financial Efficiency: Fundraising efficiency scored 24/100.
- High — Sustainability: Liabilities to assets ratio scored 27/100.