Calvert Concept Charitable Corporation
Nonprofit profile at a glance
- EIN
- 883408456
- IRS 990-EZ coverage
- 2024–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2022
- Location
- Sunderland, MD, USA
- Phone
- 4102575306
- Rating
- 58
- Verdict
- MIXED
- Rating confidence
- Moderate
- Sector
- Housing Support
Reported finances
- Revenue
- $71,982
- Expenses
- $34,210
- Assets
- $136,802
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
9 people listed
Executive titles in this filing
- W Kipling At Lee (President)
- Michael Kent (Vice President)
- Michelle Crosby (Executive Director)
People named in this filing
- W Kipling At Lee (President)
- Michael Kent (Vice President)
- Kathryn Marsh (Secretary DIrector for Government Relations)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Home/Small Business ownership for disadvantaged peoples
What it reported doing in 2025
Legal and financial services necessary to maintain the charity on a sound foundation, evaluate and modify long range plans and ensure an ethical and effective operating environment for both beneficiaries and volunteers
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Grant intermediary. The nonprofit sent 88% of its reported program spending out as grants.
The verdict
MIXED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 28
- Transparency & Controls: 100
- Sustainability: 67
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 20.3%; rating input score 20
- Program expense ratio: 42.2%; rating input score 42
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 52.5%; rating input score 91; 91st percentile among comparable filings
- Total-asset coverage ratio: 4; rating input score 80; 80th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 19.5%; rating input score 8; 8th percentile among comparable filings
Growth
- Program expense growth: -157% per year; rating input score 0; 1st percentile among comparable filings
- Revenue growth: -31.2% per year; rating input score 0; 10th percentile among comparable filings
- Asset growth: 32% per year; rating input score 100; 90th percentile among comparable filings
Details
- Where the money goes: 20.3% of revenue deployed · 42.2% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 3 filed program accomplishments · $14K in reported program spending
- Leadership: top reported pay $0 · 9 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 3 filed schedules
- Filing history: 2 filing years from 2024 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 20/100.
- Moderate — Financial Efficiency: Program expense ratio scored 42/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Officer compensation ratio scored 8/100.