Calvary Baptist Church
Legal name: Calvary Baptist Community Center Inc
Nonprofit profile at a glance
- EIN
- 221973601
- IRS 990 coverage
- 2012–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Paterson, NJ, USA
- Phone
- 712-770-5505
- Rating
- 75
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Child Day Care
- Affiliation
- Christianity
Reported finances
- Revenue
- $2,908,780
- Expenses
- $2,338,098
- Assets
- $649,094
- Liabilities
- $22,394
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
11 people listed
Executive titles in this filing
- THOMAS I CURRY (PRESIDENT/CHIEF EXECUTIVE OFFICER)
Highest reported compensation
- YVETTE SMITH (PRESCHOOL PROGRAM DIRECTOR): $126,034 total reported compensation
- THOMAS I CURRY (PRESIDENT/CHIEF EXECUTIVE OFFICER): $100,001 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Since 1972, the Community Center has led the way in serving the people of Paterson and Passaic County through high-impact programs nurturing personal growth and development and meeting important needs. Together, we affirm that the Church of Jesus Christ is God’s instrument of liberation. We seek to achieve oneness in Christ which rises above distinction of race, economic status, political loyalties, and social background, as we meet the needs of a diverse membership and fulfill a broad mission and bold, hopeful vision. > We sponsor a diverse array of ministries through which we bring God’s Word to life in our sanctuary and put God’s love to work in the world.
What it reported doing in 2024
The organization provides a preschool, childrens day care, a summer day care program, adult basic education and youth mentoring programs.
Operating model
- Revenue model
- Grant-funded. 97% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and program spending has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 72
- Transparency & Controls: 90
- Accountability: 79
- Sustainability: 51
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 74.1%; rating input score 74
- Program expense ratio: 92.2%; rating input score 92
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 4 of 8 controls in place; rating input score 50
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Fail
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 19.6%; rating input score 76; 76th percentile among comparable filings
- Total-asset coverage ratio: 0.28; rating input score 9; 9th percentile among comparable filings
- Liabilities to assets ratio: 0.03; rating input score 75; 75th percentile among comparable filings
- Officer compensation ratio: 9.7%; rating input score 31; 31st percentile among comparable filings
Growth
- Program expense growth: -0.6% per year; rating input score 0; 12th percentile among comparable filings
- Revenue growth: -0.4% per year; rating input score 0; 10th percentile among comparable filings
- Asset growth: 13.5% per year; rating input score 100; 70th percentile among comparable filings
Details
- What they do: Mission, programs, and operating context captured from the official website.
- Where the money goes: 74.1% of revenue deployed · 92.2% of spending went to programs
- Governance: 9 of 9 board members independent · 4 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $2.2M in reported program spending
- Leadership: top reported pay $126K · 11 people listed
- Consistency: 25 of 25 current checks pass
- Schedules: 3 filed schedules
- Filing history: 10 filing years from 2012 to 2024
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 4 of 8 not reported.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Total-asset coverage ratio scored 9/100.
- Moderate — Sustainability: Officer compensation ratio scored 31/100.