Cache Valley Home Builders Association

Nonprofit profile at a glance

EIN
870330231
IRS 990 coverage
2024–2025
Forms available
Form 990 2025, Form 990-EZ 2023
Location
Logan, UT, USA
Phone
4357924441
Rating
71
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Professional Societies, Associations

Official website

Reported finances

Revenue
$268,977
Expenses
$218,156
Assets
$531,626
Liabilities
$109

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

8 people listed

Executive titles in this filing

  • BRADEN REEDER (PRESIDENT)

People named in this filing

  • JOCEE GILBERT (EXCUTIVE OFF)
  • BRADEN REEDER (PRESIDENT)
  • KRISTI SUMMERS (BOARD MEMBER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Assist cache valley residents and builders in creating strong communities. Residential home buildiing in northern Utah exists in a dynamic environment bounded by three realities, rising costs, rising interest rates, and increasing regulatory burdens. Since the great recession of 2008, Utah has seen an historic under investment in new home construction. This decline in construction is driven by unsustainable increases in construction costs, increased regulatory oversight by both local and state authorities and increasing borrowing costs. Construction cost increases are driven by unprecedented price increases in real estate and increases in costs of lumber and other construction materials, most noticably cement. In the face of these pressures the cache valley home builders association works with builders to create a dialogue with cities to create a channel to address over-regulation. At the same time, the cvhba works with the local realtor group to collaborate on solutions that lower hom

What it reported doing in 2025

Over the last forty seven years the cvhba has assisted and mentored two generations of home builders through boom and bust cycles. Starting the with the hostile financial environment of the late 1970s and 1980s often referred to as "stag-flation" brought on by untilmately destructive long- term fiscal policy aimed at financing nation security interests without raising taxes the cvhba worked with home builders to weather the inimical conditions in the nearly two decade period in the 1970s into the 1990s where new-construction interest rates sometimes exceeded 13% and were rarely below 8% with innovative multi-regional approaches that allowed the construction community in norther Utah to survive the unavoidable and necessary paid of the volker years. Cvhba led the way in creating the cache valley parade of homes, an annual event that provided home builders with a way to market their homes, and a vehicle to build long-lasting reputations of quality home building that endures nearly fifty years on. The cache valley parade of homes has, under the leadership of the cvhba continued to provide innovative solutions that allowed the builders to weather the pandemic-impossed restrictions that led to the challenging environment of the 2019-2020 years.

Operating model

Revenue model
Earned-program. 80% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Some filing-based governance responses are negative or unanswered and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 62
  • Transparency & Controls: 90
  • Accountability: 64
  • Sustainability: 66
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 62.5%; rating input score 63
  • Program expense ratio: 81.3%; rating input score 81
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 1 of 7 controls in place; rating input score 14
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 18.9%; rating input score 70; 70th percentile among comparable filings
  • Total-asset coverage ratio: 2.44; rating input score 64; 64th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 53; 53rd percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

  • Program expense growth: -4.2% per year; rating input score 0; 18th percentile among comparable filings
  • Revenue growth: 6.2% per year; rating input score 100; 54th percentile among comparable filings
  • Asset growth: 10.4% per year; rating input score 100; 64th percentile among comparable filings

Details

  • Where the money goes: 62.5% of revenue deployed · 81.3% of spending went to programs
  • Governance: 7 of 7 board members independent · 1 of 7 filing controls reported
  • Programs: 2 filed program accomplishments
  • Leadership: top reported pay $0 · 8 people listed
  • Consistency: 19 of 19 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Accountability: Governance controls: 5 of 6 not reported.
  • High — Growth: Program expense growth scored 0/100.
  • Review — Sustainability: Liabilities to assets ratio scored 53/100.