Bread From Heaven Cafe

Legal name: Bread from Heaven Cafe Inc

Nonprofit profile at a glance

EIN: 811823391
IRS 990-EZ coverage: 2021–2025
Official website data refreshed: Sep 2026
Forms available: Form 990 2019, Form 990-EZ 2025
Location: Jackson, NJ, USA
Phone: 732-835-0111
Rating: 77
Verdict: SUPPORTED
Rating confidence: Moderate
Sector: Food Banks, Pantries

Official website

Reported finances

Revenue: $4,089
Expenses: $4,197
Assets: $16,470
Liabilities: $0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

Louis McGraw (President)
Robert Fertal (Vice-President)

People named in this filing

Louis McGraw (President)
Robert Fertal (Vice-President)
Milan Berec PhD (Chief Financial Officer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of Bread From Heaven Cafe a safe haven where everyone is welcome to come in for a hot meal, and a food pantry so families can benefit from taking food home.

What it reported doing in 2025

SERVING HOMELESS and NEEDY Families: Assisting other nonprofit organizations who are helping the needy and homeless people

Operating model

Revenue model: Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model: Direct operator. The filing allocates 96% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Revenue has declined or grown slowly and expenses are high relative to revenue.

Rating breakdown

Financial Efficiency: 77
Transparency & Controls: 82
Sustainability: 56
Growth: 60

Detailed rating inputs

Financial Efficiency

Mission deployment rate: 78.3%; rating input score 78
Program expense ratio: 76.3%; rating input score 76

Transparency & Controls

Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
Major donor itemization: Limited

Sustainability

Operating margin: -2.6%; rating input score 38; 38th percentile among comparable filings
Total-asset coverage ratio: 3.92; rating input score 80; 80th percentile among comparable filings
Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

Program expense growth: 22.1% per year; rating input score 100; 82nd percentile among comparable filings
Revenue growth: -13% per year; rating input score 0; 21st percentile among comparable filings
Asset growth: 14.7% per year; rating input score 100; 78th percentile among comparable filings

Details

What they do: 3 programs and campaigns described on the official site · 2 operating locations identified
Where the money goes: 78.3% of revenue deployed · 76.3% of spending went to programs
Governance: Filed governance answers
Accomplishments: 4 filed program accomplishments · $3K in reported program spending
Leadership: top reported pay $0 · 3 people listed
Consistency: 9 of 9 current checks pass
Schedules: 2 filed schedules
Filing history: 5 filing years from 2021 to 2025
Contacts: How to reach this organization
Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

High — Growth: Revenue growth scored 0/100.
Moderate — Sustainability: Operating margin scored 38/100.
Review — Sustainability: Officer compensation ratio scored 56/100.