Blue Water Center for Independent Living Inc
Nonprofit profile at a glance
- EIN
- 382765837
- IRS 990 coverage
- 2016–2016
- Forms available
- Form 990 2016
- Location
- Port Huron, MI, USA
- Phone
- 8109879337
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $1,881,188
- Expenses
- $1,874,733
- Assets
- $454,573
- Liabilities
- $34,885
Source: IRS Form 990. Selected filing: tax year 2016. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- KAREN MASSARO-MUNDT (PRESIDENT)
Highest reported compensation
- JAMES WHALEN (EXECUTIVE DI): $72,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2016. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Independent living is the right of all people to make informed choices, to have persional control over their own lives, and to participate in the everyday activities of work, school, home, family, and community. Bwcil is a non-profit, consumer-based organization that advocates, informs, and supports persons with disabilities in our community. Bwcil is run by and for people with disabilities in the five counties of Michigan's thumb.
What it reported doing in 2016
Project home supportive services for veteran families (ssvf) 258 veteran families received case management services through the supportive services for veteran families grant. Of those, 160 were eligible to receive temporary financial assistance (tfa), 79 received financial assistance to obtain a home of their own, 81 received tfa to maintain their current housing. There were 159 families that were screened but not enrolled into the program because they did not meet eligibility requirements (for example, owned their home, income was too high, or were not experiencing a housing crisis). Youth opportunities unlimited (you) program bwcils youth opportunities unlimited (you) program provides ged tutoring, funding for students tests, as well as provides employment, postsecondary, and training services to youth aged 16 24. One particular youth worked very hard to increase her skills and attain her ged. After completing her ged, bwcil was able to provide funding for her to become a certified nurse assistant (cna), including scrubs, shoes, and other necessary items to complete the training. She received a job offer at regency on the lake in fort gratiot upon completion. Transition program: bwcil works with students on the development of vital independent living skills required to transition into life after high-school. During a session i facilitated on post-secondary education, a student explained that she was looking into attending saint clair county community college in fall. We discussed the application process, fasfa, loans, and other important information regarding college. She took the paper application home to complete with her family. At the end of our classes, she informed me that she was accepted into the school and is planning to attend in fall. Employment navigator : bwcil works with adult consumers on the development of soft skills/employment readiness skills. With one of my consumers, we created a professional resume for her to distribute to employers, an account on indeed.com, and applied to many jobs together in the office. We discussed the importance of first impressions in an interview, communication, budgeting, and behavior in the workplace. Upon completion of our services, she did an exceptional job with a mock interview. Less than a week after competing services, the consumer contacted me to let me know she was called back for an interview for a customer service position. Bwcil works with adult consumers on the development of soft skills/employment readiness skills. One consumer was authorized to work on soft skills; including conflict resolution, coping mechanisms in times of stress, goal-setting, and behavior in the workplace. We met several times to discuss and work on these topics. Together, we worked on how to act in the workplace when under stressful situations. I created flashcards for him with scenarios that may occur in the field of retail, and together we discussed possible solutions. We recited these scenarios/responses multiple times until he felt comfortable. In addition, we discussed different coping skills he could use when at home. He discovered that breathing exercises may be helpful for him. Upon completion of all of our services, his grandmother (who attended the first appointment, too) came in for an evaluation with me and said she has seen major improvement in his attitude and behavior
Operating model
- Revenue model
- Grant-funded. 81% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 92
- Transparency & Controls: 92
- Accountability: 90
- Sustainability: 35
- Growth: NotEnoughData
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 92.3%; rating input score 92
- Program expense ratio: 92.6%; rating input score 93
- Fundraising efficiency: $119.58 raised per $1 spent on fundraising; rating input score 90; 90th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 0.3%; rating input score 39; 39th percentile among comparable filings
- Total-asset coverage ratio: 0.24; rating input score 12; 12th percentile among comparable filings
- Liabilities to assets ratio: 0.08; rating input score 54; 54th percentile among comparable filings
- Officer compensation ratio: 3.8%; rating input score 61; 61st percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: Limited
- Asset growth: Limited
Details
- Where the money goes: 92.3% of revenue deployed · 92.6% of spending went to programs
- Governance: 6 of 6 board members independent · 6 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $1.7M in reported program spending
- Leadership: top reported pay $72K · 7 people listed
- Consistency: 28 of 28 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- Review — Accountability: Governance controls: 2 of 8 not reported.
- Moderate — Sustainability: Operating margin scored 39/100.
- High — Sustainability: Total-asset coverage ratio scored 12/100.
- Review — Sustainability: Liabilities to assets ratio scored 54/100.
- High — Grant Readiness: Automatic revocation: this organization had its federal tax-exempt status automatically revoked.
- High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.