Blood Assurance

Legal name: Blood Assurance Inc

Nonprofit profile at a glance

EIN
620842419
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Chattanooga, TN, USA
Phone
800-962-0628
Rating
81
Verdict
STRONG
Rating confidence
Moderate
Sector
Blood Supply Related

Official website

Reported finances

Revenue
$72,291,189
Expenses
$61,932,328
Assets
$57,793,740
Liabilities
$7,545,053

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

27 people listed

Executive titles in this filing

  • DR ELIZABETH CULLER (PRESIDENT/CEO/MEDICAL DIRE)
  • CHRISTINE JONES (SENIOR VICE PRESIDENT OF T)
  • GARRY ALLISON (SENIOR VICE PRESIDENT OF O)

Highest reported compensation

  • DR ELIZABETH CULLER (PRESIDENT/CEO/MEDICAL DIRE): $361,190 total reported compensation
  • GORDON SMITH (CHIEF FINANCIAL OFFICER): $295,075 total reported compensation
  • GARRY ALLISON (SENIOR VICE PRESIDENT OF O): $284,995 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Blood Assurance is a non-profit organization dedicated to providing a safe and adequate blood supply to patients in need across the Southeast.

What it reported doing in 2025

During 2025, blood assurance interviewed 132,748 individuals to support its life saving mission of providing blood and blood products to the communities it serves. From these donor interactions, the company produced 158,774 units of blood components that were provided to the approximately 68 health care facilities in the 205 counties served in Tennessee, Georgia, Alabama, Kentucky, and North Carolina. Each day 540+ donors must be seen in order to collect enough product to supply its customers. This is accomplished by a combination of fixed locations (17) and mobile buses (19) that allow an all-volunteer donor base to ensure blood products are (continued on schedule o)

Operating model

Revenue model
Earned-program. 91% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 76
  • Transparency & Controls: 76
  • Accountability: 97
  • Sustainability: 60
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 73.4%; rating input score 73
  • Program expense ratio: 87.7%; rating input score 88
  • Fundraising efficiency: $28.48 raised per $1 spent on fundraising; rating input score 54; 54th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 93.8%; rating input score 94; 21st percentile among comparable filings
  • Pay-setting controls: 3 of 6 controls in place; rating input score 50
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 95%; rating input score 95; 28th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 14.3%; rating input score 79; 79th percentile among comparable filings
  • Total-asset coverage ratio: 0.93; rating input score 27; 27th percentile among comparable filings
  • Liabilities to assets ratio: 0.13; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 2.7%; rating input score 49; 49th percentile among comparable filings

Growth

  • Program expense growth: 9.1% per year; rating input score 100; 65th percentile among comparable filings
  • Revenue growth: 7.3% per year; rating input score 100; 57th percentile among comparable filings
  • Asset growth: 6.3% per year; rating input score 100; 45th percentile among comparable filings

Details

  • What they do: 3 programs and campaigns described on the official site · 13 operating locations identified
  • Where the money goes: 73.4% of revenue deployed · 87.7% of spending went to programs
  • Governance: 19 of 20 board members independent · 9 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $54.3M in reported program spending
  • Leadership: top reported pay $361K · 27 people listed · 3 of 6 pay-setting controls reported
  • Highest-paid contractors: 3 contractors listed · $782K reported
  • Consistency: 34 of 35 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 8 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Fundraising efficiency scored 54/100.
  • High — Sustainability: Total-asset coverage ratio scored 27/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Moderate — Sustainability: Officer compensation ratio scored 49/100.