Black River Valley Senior Center
Nonprofit profile at a glance
- EIN
- 030292982
- IRS 990-EZ coverage
- 2016–2024
- Forms available
- Form 990 2020, Form 990-EZ 2024
- Location
- Ludlow, VT, USA
- Phone
- 8027797132
- Rating
- 54
- Verdict
- MIXED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $103,661
- Expenses
- $114,976
- Assets
- $392,806
- Liabilities
- $2,432
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
9 people listed
Executive titles in this filing
- Isabel Montgomery (President)
- John Murphy Jr (Vice President)
People named in this filing
- Mary Jane Cratty (Director)
- Sandy Johnson (Secretary)
- Isabel Montgomery (President)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
A place for seniors to gather for meals and socialization.
What it reported doing in 2024
Nutritional transportation. Social services and enrichment activities for individuals age 60 and older.
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
MIXED - The filed numbers largely add up and revenue has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 32
- Transparency & Controls: 82
- Sustainability: 46
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 32.9%; rating input score 33
- Program expense ratio: 29.6%; rating input score 30
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -10.9%; rating input score 14; 14th percentile among comparable filings
- Total-asset coverage ratio: 3.42; rating input score 92; 92nd percentile among comparable filings
- Liabilities to assets ratio: 0.01; rating input score 45; 45th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings
Growth
- Program expense growth: -6.5% per year; rating input score 0; 17th percentile among comparable filings
- Revenue growth: 2.6% per year; rating input score 100; 34th percentile among comparable filings
- Asset growth: 3.1% per year; rating input score 100; 38th percentile among comparable filings
Details
- Where the money goes: 32.9% of revenue deployed · 29.6% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $34K in reported program spending
- Leadership: top reported pay $0 · 9 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 2 filed schedules
- Filing history: 8 filing years from 2016 to 2024
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Mission deployment rate scored 33/100.
- Moderate — Financial Efficiency: Program expense ratio scored 30/100.
- High — Sustainability: Operating margin scored 14/100.
- High — Growth: Program expense growth scored 0/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 45/100.