Black River United Way Inc

Nonprofit profile at a glance

EIN
570526145
IRS 990 coverage
2009–2025
Forms available
Form 990 2025
Location
Georgetown, SC, USA
Phone
8435466317
Rating
71
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Federated Giving Programs

Official website

Reported finances

Revenue
$313,221
Expenses
$436,996
Assets
$273,329
Liabilities
$16,412

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • YOLANDA MCCRAY (CEO)

Highest reported compensation

  • YOLANDA MCCRAY (CEO): $76,459 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

For more than half a century, black river united way has brought together people and resources to tackle complex issues and drive sustainable, positive change. From strengthening local resilience, to advancing youth opportunity, we have partnered with local communities to co-create solutions to these pressing challenges, taking a comprehensive approach, and listening and responding to local needs. Black river united way is leading georgetown and williamsburg counties to sustainability by empowering the lives of its community members. We empower our communities by working collaboratively to improve early childhood success and ensuring our community members are prepared for disasters. Community focused we are committed to working with and for the citizens of georgetown and williamsburg counties. Commitment to access we will provide equitable access and awareness for our community to the programs that support bruws purpose by removing barriers and leveraging resources. Collaborative we en

What it reported doing in 2025

The waccamaw region for childhood success is our tri-county response to early childhood needs in georgetown, horry, and williamsburg counties. Black river united way focuses on georgetown and williamsburg counties (united way of horry county focuses on horry county). This initiative focuses on kindergarten readiness and early grade reading, birth 3rd grade, and promotes working collaboratively between schools and communities that are committed to the success of every child. Through our waccamaw region for childhood success initiative we work in partnership with local school districts, child development facilities, and early education partners to support students struggling in reading, prepare rising learners for kindergarten, and empower families, caregivers, and teachers to help children read, learn, and thrive. Waccamaw region for childhood success implementing the five basics principles in local child development centers the basics waccamaw continues to grow across our region, bringing early learning principles to life through creative, hands-on experiences for young children. Grounded in early childhood brain science, the basics empowers families, caregivers, and educators to make everyday interactions powerful moments for learning. The five basics principles 1.maximize love, minimize stress 2.talk, sing, & point 3.count, group, & compare 4.explore through movement & play 5.read & discuss stories in partnership with black river united way, united way of horry county, and the waccamaw region for childhood success, local child development centers are incorporating these principles into daily routineshelping children build language, motor, social, and cognitive skills from the start. We are proud to have collaborated with the following child development centers in 2025 to implement the basics: 1. Little lamb child care 2. Little smurfs child development center 3. Pawleys island child development center 4. Sampit community child care center 5. The bibleway community learning center 6. The sunshine place all six child development centers enthusiastically participated in monthly madness, an engaging and interactive initiative created specifically for 3 and 4-year-olds. This thoughtfully designed activity packet offered a wide range of fun, hands-on experiences that encouraged children to explore, imagine, and learn through play. Each activity was carefully aligned with early childhood development goals, focusing on building foundational skills in language, motor development, social interaction, and cognitive growth. The goal of monthly madness was not only to provide variety in the classroom, but also to promote meaningful brain development during these critical early years. Teachers and caregivers reported that the children looked forward to each new activity, and the program added an exciting layer to their daily routines. By fostering creativity and curiosity in such an intentional way, monthly madness proved to be a valuable resource for both educators and young learners across all participating centers. Thriving families with triple p triple p (positive parenting program) continues to equip parents and caregivers with the tools, strategies, and confidence to navigate the everyday ups and downs of raising childrenespecially when it comes to behavior and emotions. Offered in partnership with the childrens trust of South Carolina, triple p is an evidence-based program that helps strengthen parentchild relationships, build resilience, and encourage positive behavior through practical, proven strategies. In 2025, bruw was proud to bring triple p to families across georgetown and williamsburg countieshosting sessions in collaboration with a fathers place, local elementary schools, and community organizations. These partnerships ensure parents and caregivers can access support where families already learn and grow together. Whether your child is facing a challenging phase or you simply want to build stronger connections at home, t

Operating model

Revenue model
Donor-supported. 67% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. A relatively small share of total spending goes to programs and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 63
  • Transparency & Controls: 84
  • Accountability: 95
  • Sustainability: 16
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 73.9%; rating input score 74
  • Program expense ratio: 52.5%; rating input score 53
  • Fundraising efficiency: $12.04 raised per $1 spent on fundraising; rating input score 42; 42nd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 93.3%; rating input score 93; 27th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 7 of 8 controls in place; rating input score 88
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -39.5%; rating input score 5; 5th percentile among comparable filings
  • Total-asset coverage ratio: 0.63; rating input score 29; 29th percentile among comparable filings
  • Liabilities to assets ratio: 0.06; rating input score 26; 26th percentile among comparable filings
  • Officer compensation ratio: 17.5%; rating input score 20; 20th percentile among comparable filings

Growth

  • Program expense growth: -3.1% per year; rating input score 0; 20th percentile among comparable filings
  • Revenue growth: -0.1% per year; rating input score 0; 20th percentile among comparable filings
  • Asset growth: 0.1% per year; rating input score 100; 22nd percentile among comparable filings

Details

  • Where the money goes: 73.9% of revenue deployed · 52.5% of spending went to programs
  • Governance: 9 of 9 board members independent · 7 of 8 filing controls reported
  • Programs: 3 filed program accomplishments · $229K in reported program spending
  • Leadership: top reported pay $76K · 9 people listed
  • Consistency: 26 of 26 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 12 filing years from 2009 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Program expense ratio scored 53/100.
  • Moderate — Financial Efficiency: Fundraising efficiency scored 42/100.
  • High — Sustainability: Operating margin scored 5/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Total-asset coverage ratio scored 29/100.
  • Review — Accountability: Governance controls: Form 990 shared with the board not reported.
  • High — Sustainability: Officer compensation ratio scored 20/100.
  • High — Sustainability: Liabilities to assets ratio scored 26/100.