Bertram Chamber of Commerce
Nonprofit profile at a glance
- EIN
- 746061148
- IRS 990-EZ coverage
- 2023–2025
- Forms available
- Form 990-EZ 2025
- Location
- Bertram, TX, USA
- Phone
- 5123507436
- Rating
- 39
- Verdict
- REVIEW
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $97,099
- Expenses
- $67,074
- Assets
- $155,477
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- Lori Ringstaff (President)
- Damon Beierle (Vice President)
People named in this filing
- Lori Ringstaff (President)
- Damon Beierle (Vice President)
- Katy Duke (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The Bertram Chamber of Commerce's mission is to promote economic vitality in the area and be a leading public advocate for businesses. We seek to support growth in our community, provide value to our members, and fully participate and partner in activities that improve our community as Bertram grows.
What it reported doing in 2025
The Chamber hosted 2 festivals and numerous free community events this year (Halloween, Christmas Tree Lighting, National Night Out, etc) benefitting our members, the City via sales tax revenue, the general public in Bertram, and our visitors. These are free events and proceeds from vendor booths and beer sales go toward other free events we host and toward scholarships and donations to various non-profit organizations. We also hosted our annual awards banquet which benefitted our members and other attendees. Overall, 2,000+ people benefitted from our programs.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
REVIEW - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 0
- Transparency & Controls: 82
- Sustainability: 73
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 0%; rating input score 0
- Program expense ratio: 0%; rating input score 0
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 30.9%; rating input score 81; 81st percentile among comparable filings
- Total-asset coverage ratio: 2.32; rating input score 69; 69th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: -150% per year; rating input score 0; 2nd percentile among comparable filings
- Revenue growth: 7.5% per year; rating input score 100; 76th percentile among comparable filings
- Asset growth: 38.8% per year; rating input score 100; 92nd percentile among comparable filings
Details
- Where the money goes: 0% of revenue deployed · 0% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 8 of 9 current checks pass · 1 finding to review
- Schedules: 1 filed schedules
- Filing history: 3 filing years from 2023 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 0/100.
- High — Financial Efficiency: Program expense ratio scored 0/100.
- Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
- High — Growth: Program expense growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.