Bertha Cullen Irrevocable Trust No 522 CO Bank of Pontiac

Nonprofit profile at a glance

EIN
376203945
IRS 990-EZ coverage
2020–2025
Forms available
Form 990-EZ 2025, Form 990-T 2025, Form 990-N 2008
Location
Pontiac, IL, USA
Phone
8158446155
Rating
75
Verdict
SUPPORTED
Rating confidence
Moderate

Reported finances

Revenue
$24,821
Expenses
$19,320
Assets
$186,863

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

1 person listed

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To supply income to a supported governmental entity to be used as part of its operating budget

What it reported doing in 2025

Flanagan Park District

Operating model

Revenue model
Investment-supported. 97% of the money available for current operations came from recurring investment income.
Distribution model
Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Reported officer compensation is a large share of total spending, which may reflect staffing concentration.

Rating breakdown

  • Financial Efficiency: 68
  • Transparency & Controls: 82
  • Sustainability: 63
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 62%; rating input score 62
  • Program expense ratio: 77.6%; rating input score 78

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 22.2%; rating input score 74; 74th percentile among comparable filings
  • Total-asset coverage ratio: 9.67; rating input score 91; 91st percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 1.7%; rating input score 12; 12th percentile among comparable filings

Growth

  • Program expense growth: 47.4% per year; rating input score 100; 92nd percentile among comparable filings
  • Revenue growth: 0.5% per year; rating input score 100; 52nd percentile among comparable filings
  • Asset growth: 2.9% per year; rating input score 100; 49th percentile among comparable filings

Details

  • Where the money goes: 62% of revenue deployed · 77.6% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $15K in reported program spending
  • Leadership: top reported pay $0 · 1 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 6 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Officer compensation ratio scored 12/100.