Benzie County Community Chest

Nonprofit profile at a glance

EIN
381918580
IRS 990-EZ coverage
2020–2025
Forms available
Form 990-EZ 2025
Location
Beulah, MI, USA
Phone
2694910434
Rating
49
Verdict
MIXED
Rating confidence
Moderate
Sector
Federated Giving Programs

Official website

Reported finances

Revenue
$148,922
Expenses
$92,581
Assets
$174,629
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • Rosemary Naulty (Executive Director)
  • Steve Campbell (President)
  • Jana Goldman (Vice President)

People named in this filing

  • Rosemary Naulty (Executive Director)
  • Steve Campbell (President)
  • Jana Goldman (Vice President)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide funds to Benzie County 501(c)(3) organizations that service Benzie County residents with food, shelter, utilities, and various human services.

What it reported doing in 2025

Benzie Area Christian Neighbors: $5,000 Benzie County Child Abuse Prevention Council: $3,000 Benzie Senior Resources: $15,000 Child & Family Services of NW MI: $4,000 Crystal Lake Nursery: $5,000 Habitat for Humanity of Benzie County: $11,500 Remain in Touch: $1,000 St Philips Baby Pantry: $10,000 Women's Resource Center for Grand Traverse Area: $10,000 Whistle Stop Child Care: $5,500 St. Andrews STAMP Program: $2,500 Lake Ann UMC Food Pantry: $3,000 Friends of Darcy Library: $1,400 Benzie Community Drop-in Center: $2,500

Operating model

Revenue model
Donor-supported. 99% of the money available for current operations came from contributions and gifts.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 0
  • Transparency & Controls: 100
  • Sustainability: 80
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 0%; rating input score 0
  • Program expense ratio: 0%; rating input score 0

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 37.8%; rating input score 87; 87th percentile among comparable filings
  • Total-asset coverage ratio: 1.89; rating input score 78; 78th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 7.9% per year; rating input score 100; 54th percentile among comparable filings
  • Revenue growth: 14.9% per year; rating input score 100; 75th percentile among comparable filings
  • Asset growth: 3.6% per year; rating input score 100; 38th percentile among comparable filings

Details

  • Where the money goes: 0% of revenue deployed · 0% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 10 people listed
  • Consistency: 8 of 9 current checks pass · 1 finding to review
  • Schedules: 3 filed schedules
  • Filing history: 6 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 0/100.
  • High — Financial Efficiency: Program expense ratio scored 0/100.
  • Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.