Belhaven Community Chamber Commerce Inc
Nonprofit profile at a glance
- EIN
- 581120024
- IRS 990-EZ coverage
- 2018–2025
- Forms available
- Form 990 2023, Form 990-EZ 2025, Form 990-N 2022
- Location
- Belhaven, NC, USA
- Phone
- 2529433770
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Business and Industry
Reported finances
- Revenue
- $89,817
- Expenses
- $109,731
- Assets
- $149,429
- Liabilities
- $515
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
12 people listed
Executive titles in this filing
- MARK GNAGY (PRESIDENT)
- DIANNE BOWEN (PRESIDENT EMERITUS)
- DAWSON TYLER (PRESIDENT ELECT)
- CAROL ROOP (EXECUTIVE DIRECTOR)
People named in this filing
- MARK GNAGY (PRESIDENT)
- DIANNE BOWEN (PRESIDENT EMERITUS)
- BOB WATSON (TREASURER EX OFFICIO)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Local organization that seeks to promote and advance the goals and interests of business owners in the belhaven community.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filed totals do not add up and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 100
- Transparency & Controls: 75
- Sustainability: 30
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 100%; rating input score 100
Transparency & Controls
- Consistency checks: 91.7%; rating input score 92; 3rd percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -22.2%; rating input score 20; 20th percentile among comparable filings
- Total-asset coverage ratio: 1.36; rating input score 56; 56th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 28; 28th percentile among comparable filings
- Officer compensation ratio: 23%; rating input score 7; 7th percentile among comparable filings
Growth
- Program expense growth: 35.9% per year; rating input score 100; 89th percentile among comparable filings
- Revenue growth: 16.7% per year; rating input score 100; 87th percentile among comparable filings
- Asset growth: 9% per year; rating input score 100; 68th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 100% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $162K in reported program spending
- Leadership: top reported pay $0 · 12 people listed
- Consistency: 7 of 8 current checks pass · 1 finding to review
- Schedules: 2 filed schedules
- Filing history: 3 filing years from 2018 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Transparency & Controls: Part III program expenses within total did not reconcile in the filed values.
- High — Sustainability: Operating margin scored 20/100.
- Review — Sustainability: Total-asset coverage ratio scored 56/100.
- High — Sustainability: Officer compensation ratio scored 7/100.
- High — Sustainability: Liabilities to assets ratio scored 28/100.