Bay County Contractors & Associates Inc
Nonprofit profile at a glance
- EIN
- 811710410
- IRS 990-EZ coverage
- 2017–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2016
- Location
- Panama City, FL, USA
- Phone
- 8502158001
- Rating
- 73
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $77,873
- Expenses
- $49,967
- Assets
- $34,672
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- GEORGE ROBERTS (PRESIDENT)
People named in this filing
- GEORGE ROBERTS (PRESIDENT)
- MATT MARSHALL (VICE PRESIDE)
- JOHN LEWIS (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Securing the future of local contractors, engineers, and vendors for generations to come
What it reported doing in 2025
The organization will provide opportunities for construction contractors and affiliated businesses to gather together to network, share ideas and discuss issues affecting their specific industry within bay county, Florida. Major events will be held each spring and fall, and monthly meetings are held on the first tuesday of each month. Monthly meetings will be held at a rented facility as the organization does not have its own building or meeting facility. Major events will be held at sites where the use is donated by members of the organization.
Operating model
- Revenue model
- Membership-supported. 97% of the money available for current operations came from membership dues.
- Distribution model
- Direct operator. The filing allocates 89% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Program spending has declined or grown slowly and revenue has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 74
- Transparency & Controls: 82
- Sustainability: 57
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 60.9%; rating input score 61
- Program expense ratio: 94.9%; rating input score 95
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 35.8%; rating input score 84; 84th percentile among comparable filings
- Total-asset coverage ratio: 0.69; rating input score 38; 38th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: -1.8% per year; rating input score 0; 43rd percentile among comparable filings
- Revenue growth: -10% per year; rating input score 0; 25th percentile among comparable filings
- Asset growth: -0.4% per year; rating input score 0; 36th percentile among comparable filings
Details
- Where the money goes: 60.9% of revenue deployed · 94.9% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments · $47K in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 1 filed schedules
- Filing history: 9 filing years from 2017 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 38/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.