Bay Area Affordable Homeownership Alliance
Nonprofit profile at a glance
- EIN
- 811543283
- IRS 990-EZ coverage
- 2020–2024
- Forms available
- Form 990-EZ 2024
- Location
- San Francisco, CA, USA
- Phone
- 8004809020
- Rating
- 72
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Housing Rehabilitation
Reported finances
- Revenue
- $142,621
- Expenses
- $142,329
- Assets
- $85,858
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
6 people listed
Executive titles in this filing
- Janet Howley (President)
- Roy Schweyer (Executive Director)
People named in this filing
- Janet Howley (President)
- Matt Callahan (Treasurer)
- Kevin Brindley (Secretary)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
BAAHA provides educational, counseling, and administrative services for low to moderate income first time home buyers throughout the San Francisco Bay Area region. Resources and services are mostly organized and delivered through administrative support BAAHA provides to municipalities. BAAHA maintains a website as a clearinghouse for information. BAAHA educates, counsels, and helps fifty to one hundred first time homebuyers directly and also provides information through our clearinghouse to thousands more potential first time homebuyers.
What it reported doing in 2024
BAAHA counsels and informs potential low to moderate income First time home buyer households about homeownership process. BAAHA works with Hud Certified counseling agencies and with Cities to promote and sponsor HUD counseling workshops. Direct payment to HUD certified agency is $2,230. Approximate expense through fees is $5,000. BAAHA also maintains a website as a clearinghouse to educate the public concerning Inclusionary housing and down payment assistance programs for moderate to low income first time homebuyers. The website is also used to inform potential low to moderate income first time homebuyers of opportunities that are being administered by BAAHA. Through our website and through applications we have developed a database which is used to send out notifications to interested low to moderate income first time home buyers when opportunities arise. Our website is visited by an average of 2,732 visitors a month. The expense amount listed covers direct expense and expense through professional fees. Clearinghouse direct expense of $1,571. Administrative cost $6,000.
Operating model
- Revenue model
- Earned-program. 82% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 50
- Transparency & Controls: 100
- Sustainability: 40
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 49.7%; rating input score 50
- Program expense ratio: 49.8%; rating input score 50
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 0.2%; rating input score 35; 35th percentile among comparable filings
- Total-asset coverage ratio: 0.6; rating input score 43; 43rd percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 76; 76th percentile among comparable filings
- Officer compensation ratio: 13.9%; rating input score 19; 19th percentile among comparable filings
Growth
- Program expense growth: 26.2% per year; rating input score 100; 81st percentile among comparable filings
- Revenue growth: 21.3% per year; rating input score 100; 84th percentile among comparable filings
- Asset growth: 18.2% per year; rating input score 100; 78th percentile among comparable filings
Details
- Where the money goes: 49.7% of revenue deployed · 49.8% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 3 filed program accomplishments · $71K in reported program spending
- Leadership: top reported pay $0 · 6 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules
- Filing history: 5 filing years from 2020 to 2024
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Financial Efficiency: Mission deployment rate scored 50/100.
- Review — Financial Efficiency: Program expense ratio scored 50/100.
- Moderate — Sustainability: Operating margin scored 35/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 43/100.
- High — Sustainability: Officer compensation ratio scored 19/100.