Balboa Village Merchants Association

Nonprofit profile at a glance

EIN
813138302
IRS 990-EZ coverage
2022–2025
Forms available
Form 990-EZ 2025, Form 990-N 2021
Location
San Francisco, CA, USA
Phone
4153956275
Rating
51
Verdict
MIXED
Rating confidence
Moderate
Sector
Chambers of Commerce & Business Leagues

Official website

Reported finances

Revenue
$33,182
Expenses
$35,532
Assets
$29,196

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Suzie Ferras (President)
  • Eric Lindsey (Vice President)
  • Chet Ancora (Vice President)

People named in this filing

  • Marjan Philhour (Treasurer)
  • Suzie Ferras (President)
  • Eric Lindsey (Vice President)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To operate an inclusive business community open to all merchants on Balboa Street from 30th Ave to 45th Ave currently, and grow to invite adjacent area interested merchants.To serve the business and the residential community through maintenance and security effort work with other local agencies and promote awareness of clean streets with the merchants.To serve the merchants with marketing efforts that leverage our power in numbers, establishing the awareness of the area with residents within a 1 mile radius, our immediate customer base, and the whole Richmond District until "Everyone in the Richmond District Knows Every Single Shop in the Balboa Village".

What it reported doing in 2025

Balboa village merchants association operates as an inclusive business community open to all merchants on balboa street, san francisco and making this neigborhood liveable, vibrant, and enjoyable. In 2025 association organizied successfull community events such as art walk, balbooa fright fest, far out fest, and carols & cocoa.

Operating model

Revenue model
Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

MIXED - The filed numbers largely add up. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 18
  • Transparency & Controls: 100
  • Sustainability: 34
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 18.3%; rating input score 18
  • Program expense ratio: 17.1%; rating input score 17

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: -7.1%; rating input score 32; 32nd percentile among comparable filings
  • Total-asset coverage ratio: 0.82; rating input score 42; 42nd percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: -8.7% per year; rating input score 0; 30th percentile among comparable filings
  • Revenue growth: -24.7% per year; rating input score 0; 13th percentile among comparable filings
  • Asset growth: -14.5% per year; rating input score 0; 14th percentile among comparable filings

Details

  • Where the money goes: 18.3% of revenue deployed · 17.1% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $6K in reported program spending
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 6 of 7 current checks pass · 1 finding to review
  • Schedules: 2 filed schedules
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 18/100.
  • High — Financial Efficiency: Program expense ratio scored 17/100.
  • Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Operating margin scored 32/100.
  • High — Growth: Asset growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 42/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.