Balance Concord Incorporated
Nonprofit profile at a glance
- EIN
- 311756846
- IRS 990-EZ coverage
- 2010–2018
- Forms available
- Form 990 2017, Form 990-EZ 2018
- Location
- Lake Forest, IL, USA
- Phone
- 8474325114
- Rating
- 31
- Verdict
- REVIEW
- Rating confidence
- Moderate
- Sector
- Religious Media, Communications
- Affiliation
- Christianity
Reported finances
- Revenue
- $6,265
- Expenses
- $11,126
- Assets
- $319,865
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2018. Amounts in USD.
Leadership & pay
12 people listed
Executive titles in this filing
- MARK STERN (VICE PRESIDENT)
- AL WIPPERMAN (PRESIDENT)
People named in this filing
- THOMAS HOYT (TRUSTEE)
- BRUCE SCHULTZ (TRUSTEE)
- DAVID P RAMIREZ (TRUSTEE)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2018. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Religious education & publishing for higher education in lutheran church-Missouri synod through scholarships for ministers & educational publications
What it reported doing in 2018
Grants in ministry students
Operating model
- Revenue model
- Investment-supported. 95% of the money available for current operations came from recurring investment income.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
REVIEW - The filed numbers largely add up. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 0
- Transparency & Controls: 68
- Sustainability: 47
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 0%; rating input score 0
- Program expense ratio: 0%; rating input score 0
Transparency & Controls
- Consistency checks: 83.3%; rating input score 83; 1st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -77.6%; rating input score 8; 8th percentile among comparable filings
- Total-asset coverage ratio: 28.75; rating input score 97; 97th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 73; 73rd percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: -24.3% per year; rating input score 0; 16th percentile among comparable filings
- Revenue growth: -31.4% per year; rating input score 0; 10th percentile among comparable filings
- Asset growth: 6.2% per year; rating input score 100; 63rd percentile among comparable filings
Details
- Where the money goes: 0% of revenue deployed · 0% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment
- Leadership: top reported pay $0 · 12 people listed
- Consistency: 8 of 9 current checks pass · 1 finding to review
- Schedules: 2 filed schedules
- Filing history: 4 filing years from 2010 to 2018
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 0/100.
- High — Financial Efficiency: Program expense ratio scored 0/100.
- Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
- High — Sustainability: Operating margin scored 8/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.