Assoc of Benefit Administrators Inc Co Karleen Oneill Smw Local 25
Nonprofit profile at a glance
- EIN
- 582397218
- IRS 990-EZ coverage
- 2017–2025
- Forms available
- Form 990 2016, Form 990-EZ 2025
- Location
- Carlstadt, NJ, USA
- Phone
- 2127418258
- Rating
- 89
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $81,575
- Expenses
- $89,211
- Assets
- $186,918
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- CHARLES HAMILTON (President)
- THOMAS OMIATEK (Vice President)
People named in this filing
- CHARLES HAMILTON (President)
- ROBIN MODZELEWSKI (Secretary)
- RHONDA MURRAY (Secretary)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Provide members with the opportunity to meet and participate in discussions, exchange views and engage in studies that are all pertinent to the administration of employee benefit plans.
What it reported doing in 2025
Same as set forth in organization exempt purposes above.
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and reported officer compensation is a large share of total spending, which may reflect staffing concentration.
Rating breakdown
- Financial Efficiency: 98
- Transparency & Controls: 82
- Sustainability: 40
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 93.9%; rating input score 94
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -9.4%; rating input score 30; 30th percentile among comparable filings
- Total-asset coverage ratio: 2.1; rating input score 66; 66th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 18% per year; rating input score 100; 79th percentile among comparable filings
- Revenue growth: 5.5% per year; rating input score 100; 71st percentile among comparable filings
- Asset growth: 5% per year; rating input score 100; 56th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 93.9% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $84K in reported program spending
- Leadership: top reported pay $0 · 7 people listed
- Consistency: 6 of 6 current checks pass
- Schedules: 2 filed schedules
- Filing history: 9 filing years from 2017 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Operating margin scored 30/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.