Asociation De Comerciantes Unidos

Nonprofit profile at a glance

EIN
461150917
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025
Location
Stockton, CA, USA
Phone
2096094498
Rating
47
Verdict
MIXED
Rating confidence
Moderate
Sector
Human Service Organizations

Reported finances

Revenue
$125,734
Expenses
$135,045
Assets
$39,420

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • BLANCA B CHAVEZ SANCHEZ (PRESIDENT)

People named in this filing

  • BLANCA B CHAVEZ SANCHEZ (PRESIDENT)
  • MAYRA S CUEVAS (Sergeant-at-Arms)
  • SAMUEL IBARRA (CHIEF FINANCIAL OFFICER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Donation in form of student scholarships

What it reported doing in 2025

Schoarship

Operating model

Revenue model
Donor-supported. 96% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 16
  • Transparency & Controls: 82
  • Sustainability: 23
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 16.3%; rating input score 16
  • Program expense ratio: 15.1%; rating input score 15

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -7.4%; rating input score 17; 17th percentile among comparable filings
  • Total-asset coverage ratio: 0.29; rating input score 26; 26th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 31.1% per year; rating input score 100; 83rd percentile among comparable filings
  • Revenue growth: 34.7% per year; rating input score 100; 92nd percentile among comparable filings
  • Asset growth: 37.5% per year; rating input score 100; 89th percentile among comparable filings

Details

  • Where the money goes: 16.3% of revenue deployed · 15.1% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $20K in reported program spending
  • Leadership: top reported pay $0 · 9 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.

  • High — Financial Efficiency: Mission deployment rate scored 16/100.
  • High — Financial Efficiency: Program expense ratio scored 15/100.
  • High — Sustainability: Operating margin scored 17/100.
  • High — Sustainability: Total-asset coverage ratio scored 26/100.
  • Review — Grant Readiness: California registration: this organization could not be resolved against the register, so the check is unfinished.