Arms Around Bainbridge Association
Nonprofit profile at a glance
- EIN
- 262180591
- IRS 990 coverage
- 2025–2025
- Forms available
- Form 990 2025, Form 990-EZ 2024, Form 990-N 2010
- Location
- Bainbridge Island, WA, USA
- Phone
- 2069193772
- Rating
- 80
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Emergency Assistance
Reported finances
- Revenue
- $325,586
- Expenses
- $284,506
- Assets
- $240,691
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
11 people listed
Executive titles in this filing
- Wendy Hupperich (President)
- Ben Upsall (Vice-President)
People named in this filing
- Wendy Hupperich (President)
- Ben Upsall (Vice-President)
- Kari Wetzler (Secretary)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The mission of Arms Around Bainbridge is to provide support to members of the Bainbridge Island community facing overwhelming financial and emotional burdens associated with a serious illness. Arms Around Bainbridge provides immediate assistance for basic human needs through direct person-to-person support and interaction with our beneficiaries. The all-volunteer organization accomplishes its work through community fundraising activities and partnerships, and by building local and regional awareness.
What it reported doing in 2025
Through grants from BCF and GoodEats, we supported 12 families with expenses related to health care services such as medical bills, hospital bills and other outstanding health care related debt. Families also receive funds for core expenses such as rent, food, clothing and auto repairs and insurance premium. We also provided our recipients with healthy prepared meals.
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 82
- Transparency & Controls: 90
- Accountability: 70
- Sustainability: 57
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 87.4%; rating input score 87
- Program expense ratio: 100%; rating input score 100
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 2 of 7 controls in place; rating input score 29
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 12.6%; rating input score 61; 61st percentile among comparable filings
- Total-asset coverage ratio: 0.85; rating input score 37; 37th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 8.3% per year; rating input score 100; 63rd percentile among comparable filings
- Asset growth: 12.4% per year; rating input score 100; 69th percentile among comparable filings
Details
- Where the money goes: 87.4% of revenue deployed · 100% of spending went to programs
- Governance: 11 of 11 board members independent · 2 of 7 filing controls reported
- Programs: 4 filed program accomplishments · $285K in reported program spending
- Leadership: top reported pay $0 · 11 people listed
- Consistency: 42 of 42 current checks pass
- Schedules: 3 filed schedules
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Governance controls: 4 of 6 not reported.
- Moderate — Sustainability: Total-asset coverage ratio scored 37/100.