Arizona Community Financial

Nonprofit profile at a glance

EIN
860993641
IRS 990-EZ coverage
2010–2010
Forms available
Form 990-EZ 2010
Location
Phoenix, AZ, USA
Phone
6022657325
Rating confidence
Limited
Sector
Community Coalitions

Reported finances

Revenue
$9,970
Expenses
$69,544
Assets
$21,004

Source: IRS Form 990-EZ. Selected filing: tax year 2010. Amounts in USD.

Leadership & pay

2 people listed

Source: IRS Form 990-EZ. Selected filing: tax year 2010. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The association is operated primarily for the purpose of promoting a common business interest in financial services and bettering the business conditions.

What it reported doing in 2010

The association is representing the interests of its members in promoting a common business interest in financial services and bettering business conditions. To help self-govern the membership and encourage responsible industry practices, cfsa introduced a set of mandatory "best practices" in early 2000. To be a member of cfsa, a payday advance provider must abide by these practices. Among the best practices are requirements to display fees in large type on poster in all store locations and offer customers the option of an extended payment plan, at no additional charge, if they cannot repay their loan when due. Cfsa's best practices ensure our member companies hold themselves to a higher standard of responsible service and help our customers make better financial decisions.

Operating model

Revenue model
Donor-supported. 98% of the money available for current operations came from contributions and gifts.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: NotEnoughData
  • Transparency & Controls: 82
  • Sustainability: 7
  • Growth: NotEnoughData

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 50th percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -597.5%; rating input score 2; 2nd percentile among comparable filings
  • Total-asset coverage ratio: 0.3; rating input score 22; 22nd percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: Limited

Growth

  • Program expense growth: Limited
  • Revenue growth: Limited
  • Asset growth: Limited

Details

  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 2 people listed
  • Consistency: 5 of 5 current checks pass
  • Schedules: 1 filed schedules
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 2/100.
  • High — Sustainability: Total-asset coverage ratio scored 22/100.