Apostolic Christian Restmor

Nonprofit profile at a glance

EIN
371048372
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Morton, Illinois, United States
Phone
(309) 284-1400
Rating
73
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Nursing, Convalescent Facilities
Affiliation
Christianity

Official website

Reported finances

Revenue
$15,936,391
Expenses
$15,483,256
Assets
$28,475,425
Liabilities
$1,594,651

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

14 people listed

Executive titles in this filing

  • ANDY SAUDER (VICE PRESIDENT)
  • GARY RASSI (PRESIDENT)
  • KEITH SCHICK (PRESIDENT (THRU 03/25))

Highest reported compensation

  • JEREMIAH PSINAS (ADMINISTRATOR): $156,403 total reported compensation
  • NICOLE KOPPENHOEFER (DON): $155,539 total reported compensation
  • MEGAN HODEL (NURSE): $145,389 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Honoring God by Serving Others. Restmor is a 501(c)3 not-for-profit corporation owned and operated by the Apostolic Christian Church of Morton with additional support coming from the Apostolic Christian Church of Tremont. Residents are admitted under the care of a physician without regard to race, color, religion, or national origin. Restmor is licensed by the Illinois Department of Public Health and is certified for Medicare. April 15, 2008 — In one very exciting, phenomenal day all the residents, their furniture, and belongings were moved to the new ACR. This was possible because almost all staff from all three shifts were working, because 226 volunteers were giving their day to us, because our family members were so supportive and helpful too, and most of all, because God had blessed our mission in a new facility made possible by wonderful church support. 2017 – (Approximately)...

What it reported doing in 2025

Nursing and ancillary services

Operating model

Revenue model
Earned-program. 94% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 75
  • Transparency & Controls: 65
  • Accountability: 79
  • Sustainability: 48
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 84.3%; rating input score 84
  • Program expense ratio: 84.7%; rating input score 85
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 4 of 8 controls in place; rating input score 50
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 2.8%; rating input score 36; 36th percentile among comparable filings
  • Total-asset coverage ratio: 1.84; rating input score 50; 50th percentile among comparable filings
  • Liabilities to assets ratio: 0.06; rating input score 75; 75th percentile among comparable filings
  • Officer compensation ratio: 4.6%; rating input score 60; 60th percentile among comparable filings

Growth

  • Program expense growth: 3.1% per year; rating input score 100; 25th percentile among comparable filings
  • Revenue growth: 2.2% per year; rating input score 100; 16th percentile among comparable filings
  • Asset growth: 2.6% per year; rating input score 100; 17th percentile among comparable filings

Details

  • What they do: 1 operating location identified
  • Where the money goes: 84.3% of revenue deployed · 84.7% of spending went to programs
  • Governance: 7 of 7 board members independent · 4 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $13.1M in reported program spending
  • Leadership: top reported pay $156K · 14 people listed · 0 of 6 pay-setting controls reported
  • Highest-paid contractors: 1 contractor listed · $458K reported
  • Consistency: 27 of 27 current checks pass
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 5 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • Review — Accountability: Governance controls: 4 of 8 not reported.
  • Moderate — Sustainability: Operating margin scored 36/100.
  • Review — Sustainability: Total-asset coverage ratio scored 50/100.