An Officer and Two Gentlemen Inc

Nonprofit profile at a glance

EIN
873366822
IRS 990 coverage
2021–2025
Forms available
Form 990 2025
Location
Northbridge, MA, USA
Phone
5084747285
Rating
81
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Service Organizations

Official website

Reported finances

Revenue
$40,354
Expenses
$18,961
Assets
$28,120
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

1 person listed

Executive titles in this filing

  • Michael DeFazio (CEO, President, Clerk, Treasurer, Director)

People named in this filing

  • Michael DeFazio (CEO, President, Clerk, Treasurer, Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

An Officer and Two Gentlemen (AOATG) provides a continuum of reintegration support for veterans and first responders experiencing the physical and invisible wounds of service. Founded by veterans, the organization delivers structured, peer-based programs that promote resilience, restore connection, and support successful reintegration into civilian life. AOATG's initiatives include immersive experiences, ongoing peer support, and community engagement that help participants rebuild purpose, strengthen relationships, and sustain long-term personal growth. The organization also operates an integrated equipment access model that acquires and provides mission-critical gear used in program delivery, reducing barriers to participation, maintaining safety standards, and supporting sustainable operations. AOATG further conducts memorial and historical preservation initiatives honoring those who served.

What it reported doing in 2025

The organization conducts community engagement and outreach efforts designed to strengthen connections between veterans, first responders, and the communities they serve. These efforts include public awareness activities, events, and initiatives that promote understanding of the challenges faced by those who have served and encourage meaningful community involvement. As part of these efforts, the organization operates a mission-integrated support platform that facilitates engagement with participants and the broader community while expanding access to its programs. This platform includes the acquisition, demonstration, and distribution of specialized equipment and safety gear that is directly utilized within the organization's reintegration programs. Participants in the organization's programs rely on this equipment as a necessary component of program delivery, particularly within structured, peer-based recreational and therapeutic experiences. The organization maintains access to current, high-quality equipment to ensure participant safety, accessibility, and program effectiveness, including for individuals with physical and service-related limitations. The distribution of such equipment also serves an educational and outreach function by increasing public awareness of the tools and resources required to safely participate in these activities. In many cases, equipment is demonstrated and utilized within programs prior to being made available to the broader community, reinforcing its direct connection to the organization's exempt purpose. Revenue generated through these activities is substantially related to the organization's mission and is reinvested into program operations, memorial preservation efforts, and participant support. This includes reducing program costs, maintaining and updating safety equipment, and expanding access to services for veterans and first responders who may otherwise face barriers to participation.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 69
  • Transparency & Controls: 92
  • Accountability: 88
  • Sustainability: 66
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 70.5%; rating input score 70
  • Program expense ratio: 74.7%; rating input score 75
  • Fundraising efficiency: $6.7 raised per $1 spent on fundraising; rating input score 44; 44th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 5 of 7 controls in place; rating input score 71
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 53%; rating input score 88; 88th percentile among comparable filings
  • Total-asset coverage ratio: 1.48; rating input score 33; 33rd percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 58; 58th percentile among comparable filings

Growth

  • Program expense growth: 9.6% per year; rating input score 100; 73rd percentile among comparable filings
  • Revenue growth: 18.2% per year; rating input score 100; 92nd percentile among comparable filings
  • Asset growth: 56.1% per year; rating input score 100; 97th percentile among comparable filings

Details

  • Where the money goes: 70.5% of revenue deployed · 74.7% of spending went to programs
  • Governance: 1 of 1 board members independent · 5 of 7 filing controls reported
  • Programs: 3 filed program accomplishments · $14K in reported program spending
  • Leadership: top reported pay $0 · 1 people listed
  • Consistency: 35 of 35 current checks pass
  • Schedules: 3 filed schedules · includes major donors
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 44/100.
  • Review — Accountability: Governance controls: Independent financial-statement audit not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 33/100.
  • Review — Sustainability: Officer compensation ratio scored 58/100.